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Benefit BLOG

Benefits @ Work

  • newLevel Premium Self Funding

    Level Premium Self Funding

    Here is a quick video explanation for a concept that is gaining in popularity. Take a look and let us know if you have any questions:
    - 23 hours ago, 15 Aug 17, 2:27pm -
  • What are pay-per-use Health Insurance plans?

    What are pay-per-use Health Insurance plans?

    As health care costs continue to rise, level funding and self-funding are becoming a more and more attractive option for smaller companies. Technically speaking Benefit Administration Group uses level funded health insurance and insurance captives…
    - 29 days ago, 18 Jul 17, 12:40pm -
  • Human Resources Q & A of the Day

    Human Resources Q & A of the Day

    Question: We’ve hired a new employee and have agreed to reimburse their COBRA premium until they become eligible for our insurance. They provided us with proof (copies of checks and invoices) that they paid a 3rd party administrator for their COBR…
    - 36 days ago, 11 Jul 17, 12:18pm -
  • Human Resources Q & A of the Day

    Human Resources Q & A of the Day

    Question: Should an employee’s background check, interview notes, and benefit information be kept separate from the personnel file? Answer: As a best practice (and in certain instances it is legally required), employers should keep certain employee…
    - 37 days ago, 10 Jul 17, 10:45am -
  • Human Resources Q & A of the Day

    Human Resources Q & A of the Day

    Question: We recently made some changes to our handbook policies regarding benefits offered to employees and have a disclaimer stating, “The Company reserves the exclusive right to change or terminate any benefits or related policy at any time in a…
    - 40 days ago, 7 Jul 17, 11:23am -
  • Ease the Annual Benefit Enrollment Uncertainty This Year

    Ease the Annual Benefit Enrollment Uncertainty This Year

    If you’re like most human resources practitioners, you face the annual benefits enrollment with a mixture of dread and anticipation each year. Dread for the expected price increases and anticipation for newer, less expensive and better plans that m…
    - 41 days ago, 6 Jul 17, 12:33pm -
  • Top Questions on Dependent Care Spending Accounts

    Top Questions on Dependent Care Spending Accounts

    School’s out! Summer is here, and it’s the time of year when working parents have questions about using their Dependent Care Spending Accounts (DCSAs). Are summer camp expenses eligible? What about day versus overnight camps? Employers and benefi…
    - 42 days ago, 5 Jul 17, 3:09pm -
  • Retaining Employees

    Retaining Employees

    Retaining skilled employees is a significant issue for any business. A high rate of employee turnover can result in a loss of knowledge and skills, as well as have a direct impact on a company’s bottom line. The cost of losing an employee includes…
    - 50 days ago, 27 Jun 17, 12:34pm -
  • Small Business Insurance Options: Fully Insured Vs. Self-Insured Vs. Level Funding Plans

    Small Business Insurance Options: Fully Insured Vs. Self-Insured Vs. Level Funding Plans

    For those of you who haven’t heard, level funding is the next big thing in small business insurance options.  But how do you know if it’s right for your company?  And if you decide it’s a good solution, what is your next step? Fully Insured V…
    - 51 days ago, 26 Jun 17, 11:56am -
  • Summer Interns Could Be Subject to Minimum Wage and Overtime Requirements

    Summer Interns Could Be Subject to Minimum Wage and Overtime Requirements

    Internships Most Often Considered “Employment” by DOL Employers planning to hire interns this summer should keep in mind that the U.S. Department of Labor (DOL) has stated that private sector internships are most often considered “employment”…
    - 51 days ago, 26 Jun 17, 9:58am -

Employee Benefits Blog

FNO: Pensions

Knowledge@Wharton: Ins. & Pensions

Pension Pulse (CAN)

  • newCompanies Breaking Their Pension Promise?

    Companies Breaking Their Pension Promise?

    Sophia Harris of CBC News reports, Is your pension safe? It may depend on what happens to your company:You diligently make contributions to your company pension plan with the assumption you'll get what you're entitled to when you part with your emplo…
    - 15 mins ago, 16 Aug 17, 1:30pm -
  • newCPPIB and Caisse's Performance Updates?

    CPPIB and Caisse's Performance Updates?

    Jacqueline Nelson of the Globe and Mail reports, CPPIB manages gains amid global competition for ‘real asset’ investments:With record amounts of capital seeking investments around the world, the Canada Pension Plan Investment Board still found wa…
    - 14 hours ago, 16 Aug 17, 12:11am -
  • newBeware of the Hyperthyroid Market?

    Beware of the Hyperthyroid Market?

    John Mellow of CNBC reports, Recent history says buy this 200-point dip in the Dow, but some fear it's different this time:The Dow Jones Industrial average fell 204 points Thursday in its first drop of that point magnitude or greater since a 373-poin…
    - 23 hours ago, 15 Aug 17, 2:32pm -
  • When Will the Tech Bubble Burst?

    When Will the Tech Bubble Burst?

    Ruchir Sharma, author of “The Rise and Fall of Nations: Forces of Change in the Post-Crisis World,” and chief global strategist at Morgan Stanley Investment Management, wrote an op-ed for the New York Times, When Will the Tech Bubble Burst?:At th…
    - 7 days ago, 9 Aug 17, 1:59pm -
  • The Mystery of Inflation Deflation?

    The Mystery of Inflation Deflation?

    Kopin Tan of Barron's reports, The Baffling Mystery of Inflation Deflation:The stock market has gone more than a year without a 5% pullback, but a correction isn’t the only thing missing in action. What’s also baffling is the mystery of disappear…
    - 8 days ago, 8 Aug 17, 9:40am -
  • America's Corporate Pension Disaster?

    America's Corporate Pension Disaster?

    Brandon Kochkodin and Laurie Meisler of Bloomberg report, S&P 500’s Biggest Pension Plans Face $382 Billion Funding Gap:People who rely on their company pension plans to fund their retirement may be in for a shock: Of the 200 biggest defined-benefi…
    - 11 days ago, 5 Aug 17, 10:27am -
  • Is the Maestro Wrong on Bonds?

    Is the Maestro Wrong on Bonds?

    Greg Robb of MarketWatch reports, Greenspan stresses ‘ominous’ worries about bond bubble:On Monday, Federal Reserve Vice Chairman Stanley Fischer gave a 22-page speech, with charts, trying to explain that global interest rates appear stuck at his…
    - 12 days ago, 4 Aug 17, 5:36pm -
  • CPPIB Shaking Things Up?

    CPPIB Shaking Things Up?

    Shannon Bond of the Financial Times reports, Funds give WME-IMG extra punch with $1bn investment:WME-IMG has landed a $1bn investment from the Canada Pension Plan Investment Board and GIC, Singapore’s sovereign wealth fund, that values the US enter…
    - 12 days ago, 4 Aug 17, 10:37am -
  • Are Macro Gods in Big Trouble?

    Are Macro Gods in Big Trouble?

    Saijel Kishan of Bloomberg reports, Markets No Longer Make Sense to Macro Managers:Financial markets no longer make sense to macro managers like Mark Spindel.After spending three decades focusing on things like economic trends, currency moves, politi…
    - 14 days ago, 2 Aug 17, 10:42am -
  • The Silence of the VIX?

    The Silence of the VIX?

    Earlier this week, Saqib Iqbal Ahmed of Reuters reported, Volatility plunge sends VIX index to 23-year low:Strong earnings boosted U.S. stocks on Tuesday, driving the S&P 500 to a record high while also sending a popular options-based gauge of expect…
    - 17 days ago, 30 Jul 17, 9:26am -
Janine Just, Inc.
Janine Just, Inc.
Janine Just, Inc.
Janine Just, Inc.

Pension Risk Matters

  • CLE Webinar About ERISA and Hedge Funds and Private Equity Funds

    CLE Webinar About ERISA and Hedge Funds and Private Equity Funds

    I am pleased to announce that I will be speaking as part of an upcoming Strafford live webinar, "Alternative Investments in ERISA Retirement Plans: Mitigating Liability Risks for Hedge and Private Equity Funds and Pension Plan Fiduciaries" schedule…
    - 92 days ago, 16 May 17, 2:23am -
  • Investment Fraud and the Role of Trust

    Investment Fraud and the Role of Trust

    This article entitled “Investment Fraud and the Role of Trust” by Dr. Susan Mangiero was originally published on April 19, 2017 in The Fraud Examiner, a publication of the Association of Certified Fraud Examiners that is distributed to some 65,0…
    - 25 Apr 17, 5:13am -
  • Funny Courtroom Film Still Used For Teaching

    Funny Courtroom Film Still Used For Teaching

    I had a chance to watch My Cousin Vinny on television the other night and was reminded how humor is such a powerful storytelling tool. How many times do we remember important concepts because the speaker or writer makes us laugh? Tickling our funny…
    - 10 Apr 17, 12:11am -
  • Pension Blog Turns 11 On Same Day As National Fiduciary Day

    Pension Blog Turns 11 On Same Day As National Fiduciary Day

    Last year, I celebrated a decade of posting investment governance insights to Pension Risk Matters. This year, I have two reasons to say "hooray." March 23 marks the eleventh year of posting analyses, research updates and essays about managing money…
    - 23 Mar 17, 11:52pm -
  • Are You Stressed Out?

    Are You Stressed Out?

    For anyone who is stressed out and needs a literary cupcake or other type of relaxing break, check out my new inspirational gift book. I hope you enjoy The Big Squeeze: Hugs & Inspirations For Every Grown-Up Who Loves Teddy Bears. You can click h…
    - 6 Mar 17, 5:07pm -
  • Can A Retirement Plan Have Too Much Risk Management?

    Can A Retirement Plan Have Too Much Risk Management?

    The issue of excess has been on my mind lately, mostly focused on my fragrance collection but now expanding to the topic of investment risk management. More specifically, as I continue to lead workshops about retirement plan risk management for the…
    - 28 Feb 17, 2:33pm -
  • Dr. Lee Heavner Joins Dr. Susan Mangiero to Discuss Derivatives and Fiduciary Duty

    Dr. Lee Heavner Joins Dr. Susan Mangiero to Discuss Derivatives and Fiduciary Duty

    As a follow-up to my January 12, 2017 announcement about retirement plan risk management education with the Professional Risk Managers' International Association ("PRMIA"), I am delighted to announce a co-presenter for the March 2, 2017 learning ev…
    - 27 Feb 17, 3:07am -
  • New Book by Dr. Susan Mangiero - Smiles On Every Page

    New Book by Dr. Susan Mangiero - Smiles On Every Page

    Hot off the press, The Big Squeeze (Happy Day Press, 2017) by Dr. Susan Mangiero is the result of many months of research about positivity. Inspired by the enduring appeal of teddy bears for grown-ups of all ages, The Big Squeeze is a sweet and upl…
    - 22 Feb 17, 10:20pm -
  • Establishing Risk Management Protocols for Defined Benefit Plans and Defined Contribution Plans

    Establishing Risk Management Protocols for Defined Benefit Plans and Defined Contribution Plans

    As a follow-up to my January 12, 2017 announcement about retirement plan risk management education with the Professional Risk Managers' International Association ("PRMIA"), I am delighted to announce a co-presenter for the February 23, 2017 learning…
    - 21 Feb 17, 12:09am -
  • Thank You for Blog of the Week Recognition

    Thank You for Blog of the Week Recognition

    I was recently informed by Fiduciary News editor Chris Carosa that my blog post entitled "Effective Retirement Plan Communications" (January 8, 2017) was selected "Blog of the Week" for the second week of January. Thank you to Chris and his loyal r…
    - 20 Feb 17, 11:44pm -

The Benefit Blog

  • Everything You Need to Know About Required 401(k) and IRA Withdrawals

    Everything You Need to Know About Required 401(k) and IRA Withdrawals

    via Wall Street Journal   If you are one of the millions of Americans with a retirement-savings account, three of the most important letters in your financial life might be these: RMD. They stand for required minimum distribution, which is … Conti…
    - 6 Feb 17, 4:10pm -
  • Some Rare Good News for Small Businesses Paying Employee Health Costs

    Some Rare Good News for Small Businesses Paying Employee Health Costs

    via Wall Street Journal Small businesses can once again use pretax funds to reimburse workers for health-care costs, especially premiums for individual and family coverage. In a little noticed move, Congress late last year reauthorized Health Reimb…
    - 30 Jan 17, 6:40pm -
  • What Happens When Doctors Only Take Cash

    What Happens When Doctors Only Take Cash

    via Time When Art Villa found out, after one too many boating accidents, that he needed a total knee replacement, he began asking around to see how much it would cost. The hospital near his home in Helena, Mont., would … Continue reading →
    - 27 Jan 17, 7:09pm -
  • Federal Judge Blocks Aetna-Humana Merger on Antitrust Grounds

    Federal Judge Blocks Aetna-Humana Merger on Antitrust Grounds

    via Wall Street Journal WASHINGTON—A federal judge Monday blocked the proposed merger of health insurers Aetna Inc. and Humana Inc. on antitrust grounds, a potentially fatal blow to the $34 billion deal and a capstone victory for Justice Department…
    - 27 Jan 17, 2:03pm -
  • Federal Judge Blocks Aetna-Humana Merger on Antitrust Grounds

    Federal Judge Blocks Aetna-Humana Merger on Antitrust Grounds

    via Wall Street Journal WASHINGTON—A federal judge Monday blocked the proposed merger of health insurers Aetna Inc. and Humana Inc. on antitrust grounds, a potentially fatal blow to the $34 billion deal and a capstone victory for Justice Department…
    - 23 Jan 17, 7:26pm -
  • Trump Nominees Take Aim at Tax Reform and the Fiduciary Rule

    Trump Nominees Take Aim at Tax Reform and the Fiduciary Rule

    via Lockton Beacon As a new administration takes office, the retirement plan community scratches their collective heads about what to expect. Donald Trump assumes the presidency with no prior public service, presenting very few tea leaves for us to r…
    - 20 Jan 17, 5:07pm -
  • UnitedHealth’s Revenue, Profit Tops Forecasts

    UnitedHealth’s Revenue, Profit Tops Forecasts

    via WSJ UnitedHealth Group Inc. reported a 56% increase in profit in the latest quarter, with results fueled by growth in its core insurance unit and its Optum health-services arm, as well as reduced impact from its money-losing Affordable Care … C…
    - 20 Jan 17, 5:02pm -
  • ACA Repeal Effort Edges Forward, Still Little Clarity on Timeline for Replacement

    ACA Repeal Effort Edges Forward, Still Little Clarity on Timeline for Replacement

    via Lockton Benefits Group This week, Congressional Republicans cleared important procedural hurdles on the path to repealing several components of the Affordable Care Act, including the individual and employer mandate penalties. GOP infighting, howe…
    - 16 Jan 17, 4:16pm -
  • Putting Health into the Health Care Debate

    Putting Health into the Health Care Debate

    via RAND Corporation One of the many curious aspects of the recent presidential election was the virtual absence of discussion about America’s health. To be sure, the Affordable Care Act, also known as Obamacare, was front and center, but the … C…
    - 10 Jan 17, 7:18pm -
  • Playing With House Money

    Playing With House Money

    via American Thinker Everyone’s familiar with the term “house money.” When you’re playing with house money, you’re gambling or spending money that’s not actually yours, so the perceived risk is lower than it would be if it were your money…
    - 9 Dec 16, 6:08pm -
Lux Smiles Dentistry

About PopMuse

A curated aggregation of musings from across the land and of different subject matters for the scanoholics.