PopMuse: Credit and Debt http://popmu.se Musings of stuff en-us Copyright 2007-2020 http://creativecommons.org/licenses/by-nc-sa/3.0/ 9 Ways to Build Credit Without a Credit Card https://www.credit.com/blog/build-credit-without-a-credit-card/ https://www.credit.com/blog/build-credit-without-a-credit-card/ Wed, 27 May 2020 04:01:00 UTC Gerri Detweiler at Credit.com Credit cards are a great tool for building credit. They’re easy to use, offer flexibility, and sometimes even reward you for using them. Most also directly impact your credit score and are used by many people to begin building their credit profile. But what if you don’t want a credit card or are having trouble... Read More The post 9 Ways to Build Credit Without a Credit Card appeared first on Credit.com. http://creativecommons.org/licenses/by-nc-sa/3.0/ What to Know About Medical Bills Sent to Collections https://www.credit.com/blog/medical-bill-myths/ https://www.credit.com/blog/medical-bill-myths/ Wed, 20 May 2020 04:01:26 UTC Gerri Detweiler at Credit.com If you think you’re immune to damage from a collection account on your credit report because you pay your bills on time, think again. Medical bills that you don’t know about could be hurting your credit—and the odds are not in your favor. In fact, the Consumer Financial Protection Bureau reports that around 31.6% of... Read More The post What to Know About Medical Bills Sent to Collections appeared first on Credit.com. http://creativecommons.org/licenses/by-nc-sa/3.0/ The 2020 Tax Deadline Has Been Extended—Here’s What You Need to Know https://www.credit.com/blog/the-2020-tax-deadline-has-been-extended-heres-what-you-need-to-know/ https://www.credit.com/blog/the-2020-tax-deadline-has-been-extended-heres-what-you-need-to-know/ Fri, 15 May 2020 15:45:38 UTC Natalie Issa at Credit.com Still scrambling to get your taxes done? Don’t worry—this year’s tax season is a bit longer than usual. While the tax deadline has traditionally been April 15, the 2020 tax deadline has been extended to�July 15 due to COVID-19.� What does that mean for you and your taxes? We’ve got information you need to know... Read More The post The 2020 Tax Deadline Has Been Extended—Here’s What You Need to Know appeared first on Credit.com. http://creativecommons.org/licenses/by-nc-sa/3.0/ What to Do When You Lose Your Health Insurance https://www.credit.com/blog/what-to-do-when-you-lose-your-health-insurance/ https://www.credit.com/blog/what-to-do-when-you-lose-your-health-insurance/ Fri, 15 May 2020 04:05:00 UTC Kaitlyn Mahoney at Credit.com Losing your job is stressful. Losing your health insurance on top of that is even worse. And whether you have health concerns now or want to safeguard yourself and family for the future, you might be worried about how to cover medical expenses if you’re out of work. Find out what to do when you... Read More The post What to Do When You Lose Your Health Insurance appeared first on Credit.com. http://creativecommons.org/licenses/by-nc-sa/3.0/ How to Prepare for a Recession https://www.credit.com/blog/how-to-prepare-for-a-recession-190721/ https://www.credit.com/blog/how-to-prepare-for-a-recession-190721/ Fri, 15 May 2020 04:00:08 UTC David Lord at Credit.com According to many economists, the US has entered a recession, due to the COVID-19 coronavirus pandemic. Already dubbed the Great Lockdown, this recession has the potential to affect the global economy. No one can really predict when a recession will hit, but data shows that the US experiences recession, on average, every three years. While... Read More The post How to Prepare for a Recession appeared first on Credit.com. http://creativecommons.org/licenses/by-nc-sa/3.0/ How to Get Unemployment Benefits https://www.credit.com/blog/how-to-get-unemployment-benefits-11209/ https://www.credit.com/blog/how-to-get-unemployment-benefits-11209/ Thu, 14 May 2020 04:01:00 UTC Joshua Adamson at Credit.com For millions of Americans, unemployment benefits provide a lifeline during a difficult time. But collecting those benefits isn’t always simple. Unemployment claims are often denied, sometimes for avoidable reasons. Find out more how to increase the chance you get those needed benefits. What Are Unemployment Benefits? Americans who find themselves without a job may qualify... Read More The post How to Get Unemployment Benefits appeared first on Credit.com. http://creativecommons.org/licenses/by-nc-sa/3.0/ I Can’t Pay My Rent This Month, What Are My Options? https://www.credit.com/blog/i-cant-pay-my-rent-this-month-what-are-my-options-137349/ https://www.credit.com/blog/i-cant-pay-my-rent-this-month-what-are-my-options-137349/ Thu, 14 May 2020 04:01:00 UTC Constance Brinkley-Badgett at Credit.com According to the Bureau of Labor Statistics, housing is the most expensive budget item for average American households. It accounts for an average of 32% of all expenditures. With mortgage payments or rent drawing so heavily on consumer finances, it’s not surprising that sometimes people have to say, “I can’t pay my rent.” A sudden... Read More The post I Can’t Pay My Rent This Month, What Are My Options? appeared first on Credit.com. http://creativecommons.org/licenses/by-nc-sa/3.0/ Retirement During COVID-19: How to Protect Retirement During a Financial Crisis https://www.credit.com/blog/retirement-during-covid-19-how-to-protect-retirement-during-a-financial-crisis/ https://www.credit.com/blog/retirement-during-covid-19-how-to-protect-retirement-during-a-financial-crisis/ Tue, 12 May 2020 14:56:32 UTC Natalie Issa at Credit.com Retirement planning and preparedness were things that most Americans didn’t do, even before the COVID-19 pandemic. According to Allianz Life Insurance’s January 2020 Retirement Risk Readiness Study,�a third of people said they retired before they were ready due to a job loss. And that’s before the coronavirus caused sweeping changes across the economy. So, is... Read More The post Retirement During COVID-19: How to Protect Retirement During a Financial Crisis appeared first on Credit.com. http://creativecommons.org/licenses/by-nc-sa/3.0/ Using Credit Cards During COVID-19 https://www.credit.com/blog/using-credit-cards-during-covid-19/ https://www.credit.com/blog/using-credit-cards-during-covid-19/ Mon, 11 May 2020 15:02:57 UTC Natalie Issa at Credit.com Since we’re in the middle of a pandemic, we’re all trying to figure out the new normal. Whether you’re working from home, have a houseful of kids to keep busy or find yourself facing financial uncertainty, everyone has at least a little adjusting to do. While you’re taking stock of your life and what you... Read More The post Using Credit Cards During COVID-19 appeared first on Credit.com. http://creativecommons.org/licenses/by-nc-sa/3.0/ COVID-19 Financial Resource Guide https://www.credit.com/blog/covid-19/ https://www.credit.com/blog/covid-19/ Fri, 08 May 2020 04:00:00 UTC Kaitlyn Mahoney at Credit.com Do you have questions about coronavirus and how its impacts your finances? The Credit.com team is here for you. We’re working to help provide you valuable information to help you stay financially safe and secure. To give you all the up-to-date information, we’ll be updating this page regularly. So make sure to check back to... Read More The post COVID-19 Financial Resource Guide appeared first on Credit.com. http://creativecommons.org/licenses/by-nc-sa/3.0/