PopMuse: Credit and Debt http://popmu.se Musings of stuff en-us Copyright 2007-2019 http://creativecommons.org/licenses/by-nc-sa/3.0/ When an Original Creditor and Collection Agency Show Up on Your Credit Report http://blog.credit.com/2019/11/original-creditor-and-collection-agency-on-credit-report-61199/ http://blog.credit.com/2019/11/original-creditor-and-collection-agency-on-credit-report-61199/ Tue, 05 Nov 2019 05:00:10 UTC Gerri Detweiler at Credit.com � It’s discouraging enough when you can’t pay a debt and you know that it’s going to damage your credit score for years to come. But what about when a single debt multiplies, turning into two, three or even more negative items on your credit reports? A discouraging situation can turn downright miserable. Find out... Read More The post When an Original Creditor and Collection Agency Show Up on Your Credit Report appeared first on Credit.com. http://creativecommons.org/licenses/by-nc-sa/3.0/ Does a Business Loan Affect Personal Credit? http://blog.credit.com/2019/10/does-a-business-loan-affect-personal-credit-48794/ http://blog.credit.com/2019/10/does-a-business-loan-affect-personal-credit-48794/ Thu, 31 Oct 2019 04:00:35 UTC Gerri Detweiler at Credit.com When starting your own business, funding can be a big hurdle—in more ways than one. And if you’re not careful, the lines between business credit and personal credit can get blurry. As you start setting up your business accounts, make sure you understand your business financing options and how they may affect you personally. Here’s... Read More The post Does a Business Loan Affect Personal Credit? appeared first on Credit.com. http://creativecommons.org/licenses/by-nc-sa/3.0/ Help! My Credit Card Company Closed My Account http://blog.credit.com/2019/10/help-my-credit-card-company-closed-my-account-144832/ http://blog.credit.com/2019/10/help-my-credit-card-company-closed-my-account-144832/ Tue, 29 Oct 2019 04:00:37 UTC Constance Brinkley-Badgett at Credit.com Has your credit card�been declined when you tried to�pay something? Then you know how embarrassing it can be. You’ll probably assume that it was declined because of insufficient�funds. But what if your�credit card issuer completely shut down your account and you don’t have that�credit limit? Sure, this doesn’t really happen that often. But it’s still... Read More The post Help! My Credit Card Company Closed My Account appeared first on Credit.com. http://creativecommons.org/licenses/by-nc-sa/3.0/ Can a Debt Collector Collect After 10 Years? http://blog.credit.com/2019/10/does-your-old-debt-have-an-expiration-date-63536/ http://blog.credit.com/2019/10/does-your-old-debt-have-an-expiration-date-63536/ Mon, 28 Oct 2019 04:00:06 UTC Gerri Detweiler at Credit.com Whether you have�medical debt,�credit card debt or unpaid�student loans, getting calls or letters from�debt collection companies�can be frustrating. But it’s especially frustrating if your debt is several years old. If you have debt on your credit reports or are getting calls from a�collection agency, you might wonder how long a debtor can try to collect... Read More The post Can a Debt Collector Collect After 10 Years? appeared first on Credit.com. http://creativecommons.org/licenses/by-nc-sa/3.0/ Credit Tips with Tiff: I Can’t Afford to Pay the Bills http://blog.credit.com/2019/10/credit-tips-with-tiff-i-cant-afford-to-pay-the-bills-191065/ http://blog.credit.com/2019/10/credit-tips-with-tiff-i-cant-afford-to-pay-the-bills-191065/ Fri, 25 Oct 2019 04:00:24 UTC Tiffany Smolka at Credit.com Dear Tiff, I’ve got a lot of bills to pay and I just don’t know how to pay them all. Now I’ve gotten in the habit of avoiding the bills I get in the mail. I know this isn’t sustainable, but seeing how many bills I have without a plan to pay them is making... Read More The post Credit Tips with Tiff: I Can’t Afford to Pay the Bills appeared first on Credit.com. http://creativecommons.org/licenses/by-nc-sa/3.0/ What Should I Do if I Lost My Social Security Card? http://blog.credit.com/2019/10/who-do-i-call-if-i-lost-my-social-security-card-121122/ http://blog.credit.com/2019/10/who-do-i-call-if-i-lost-my-social-security-card-121122/ Thu, 24 Oct 2019 04:00:58 UTC Kasey Adrian at Credit.com You might not use your Social Security card every day, but you do need to use it occasionally. If you lost your security card, you’ll need to request a replacement form for a Social Security card from the�Social Security Administration (SSA). You can apply online by choosing the replacement tab for your lost security card.... Read More The post What Should I Do if I Lost My Social Security Card? appeared first on Credit.com. http://creativecommons.org/licenses/by-nc-sa/3.0/ Experian Boost vs. UltraFICO: Which is Best for You? http://blog.credit.com/2019/10/experian-boost-vs-ultrafico-which-is-best-for-you-191062/ http://blog.credit.com/2019/10/experian-boost-vs-ultrafico-which-is-best-for-you-191062/ Wed, 23 Oct 2019 14:26:42 UTC Anne-Marie Hays at Credit.com Picture newlywed and honeymoon-bound George Bailey walking into the Bailey Building and Loan with his picture-perfect wife Mary, hard-earned $2,000 in hand. Now see him lending his friends and neighbors all of those dollars to keep the good old Bailey Building and Loan afloat when there was a run on the bank. Fortunately, George and... Read More The post Experian Boost vs. UltraFICO: Which is Best for You? appeared first on Credit.com. http://creativecommons.org/licenses/by-nc-sa/3.0/ Introducing Credit Tips with Tiff http://blog.credit.com/2019/10/credit-tips-with-tiff-191010/ http://blog.credit.com/2019/10/credit-tips-with-tiff-191010/ Fri, 18 Oct 2019 04:00:59 UTC Credit.com at Credit.com You’ve got credit questions and we’ve got suggestions. Every day, we get dozens of questions on our blog—more than we can possibly respond to personally. That’s why we’ve brought in Tiff. She has more than a decade of experience working at financial institutions and has plenty of insight to offer, no matter your credit question.... Read More The post Introducing Credit Tips with Tiff appeared first on Credit.com. http://creativecommons.org/licenses/by-nc-sa/3.0/ What Car Insurance Companies Don’t Want You to Know http://blog.credit.com/2019/10/what-car-insurance-companies-dont-want-you-to-know-57879/ http://blog.credit.com/2019/10/what-car-insurance-companies-dont-want-you-to-know-57879/ Thu, 17 Oct 2019 04:00:12 UTC Josh Anish at Credit.com Car insurance can be confusing. First, there are all the policy considerations: Do you want a policy with comp and collision? How much liability should you carry? Do you need uninsured motorist coverage? Even once you make decisions on all these things, the bill that arrives can be difficult to understand—exactly what goes into the... Read More The post What Car Insurance Companies Don’t Want You to Know appeared first on Credit.com. http://creativecommons.org/licenses/by-nc-sa/3.0/ Boost Your Credit Score: 8 Helpful Credit Monitoring Apps http://blog.credit.com/2019/10/credit-monitoring-apps-23993/ http://blog.credit.com/2019/10/credit-monitoring-apps-23993/ Wed, 16 Oct 2019 04:00:16 UTC Farnoosh Torabi at Credit.com Maintaining a healthy credit score requires a good bit of focus, determination and hard work. Here are 7 mobile phone applications that can help keep your credit building on track. The post Boost Your Credit Score: 8 Helpful Credit Monitoring Apps appeared first on Credit.com. http://creativecommons.org/licenses/by-nc-sa/3.0/