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Bankrate: Credit Cards

Bankrate: Loan

Bankruptcy Information

  • How Bankruptcy Exemptions Work

    How Bankruptcy Exemptions Work

    Did you ever wonder if you will lose your property if you file bankruptcy?  Can you keep your home, your car, your household goods?  What about your clothes and jewelry? The part of bankruptcy law that tells us what you can keep while using bankrup…
    - 17 days ago, 6 Nov 17, 11:47am -
  • Student Loans and the Elderly: How to Stop Student Loan Collectors and Social Security Garnishment

    Student Loans and the Elderly: How to Stop Student Loan Collectors and Social Security Garnishment

    An increasing number of our senior citizens are faced with the same problems faced by many of our young adults: student loans. A recent PBS story, “More older Americans than ever are struggling with student debt,” highlights an issue that many b…
    - 39 days ago, 15 Oct 17, 12:07pm -
  • Yes You Can Refile Your Chapter 13 Case, But Should You?

    Yes You Can Refile Your Chapter 13 Case, But Should You?

    If you are facing a foreclosure, vehicle repossession, wage garnishment or other financial crisis, Chapter 13 bankruptcy can be a great tool to stop the chaos.  As the type of bankruptcy that includes a repayment plan, Chapter 13 can empower you to…
    - 78 days ago, 6 Sep 17, 11:14am -
  • How Bankruptcy Can Solve Your “Too Expensive Car” Problem

    How Bankruptcy Can Solve Your “Too Expensive Car” Problem

    Next to home mortgages, motor vehicle loans are often your most expensive purchase. According to USA Today, the average transaction cost of a new car or truck sold in the U.S. was around $33,500. Lenders are now extending vehicle purchase loans to 6…
    - 6 Jun 17, 6:26am -
  • Why I Prefer Chapter 7 Bankruptcy to Chapter 13 Debt Consolidation

    Why I Prefer Chapter 7 Bankruptcy to Chapter 13 Debt Consolidation

    Most folks considering bankruptcy will consider two options – Chapter 7 and Chapter 13. Sometimes, you have the option of choosing either type of bankruptcy, whereas in other situations you would only be eligible to file either a Chapter 7 or a Cha…
    - 19 May 17, 5:55pm -
  • Can I Lower My Car Payment in Bankruptcy?

    Can I Lower My Car Payment in Bankruptcy?

    If you’re having trouble paying your monthly bills—especially that steep car loan— you might be wondering if filing for bankruptcy will lower your existing car payment. It depends on which type of bankruptcy you file, but bankruptcy could poten…
    - 15 Apr 17, 1:01am -
  • How Will Bankruptcy Affect My Credit?

    How Will Bankruptcy Affect My Credit?

    One of the major concerns people have when they consider filing for bankruptcy is the damage it will do to their credit. Understandably, they worry that their credit score will plummet and that it will be difficult to restore once they’re on the ot…
    - 28 Mar 17, 12:14pm -
  • Sears, Payless and the Future of Retail

    Sears, Payless and the Future of Retail

    News stories this week indicated that Payless Shoes would likely file for Chapter 11 bankruptcy within the week. Stalwart Sears, founded in 1893 and once the country’s largest retailer, stated in its March 2017 SEC filing that, following a $2 billi…
    - 23 Mar 17, 5:12pm -
  • Mistakes to Avoid: How to Recognize When and Where You are Exposed Financially

    Mistakes to Avoid: How to Recognize When and Where You are Exposed Financially

    Last month, I wrote a blog post entitled Are You Exposed on this blog where I suggest that most bankruptcies occur when a debtor allows himself to be excessively exposed to external forces. By recognizing and controlling these points of exposure, you…
    - 7 Mar 17, 6:07pm -
  • Valuing Assets in Bankruptcy–A Cautionary Tale (In re: Worley, 4th Circuit)

    Valuing Assets in Bankruptcy–A Cautionary Tale (In re:  Worley, 4th Circuit)

    Today, the Fourth Circuit Court of Appeals ruled that undervaluing your assets in a bankruptcy case can be grounds to deny a debtor a discharge of his debts.  The case is In re:  Worley (link here).  To recap, when a debtor files for bankruptcy, h…
    - 28 Feb 17, 6:24pm -

Credit.com: News + Advice

  • newTips for Buying Safe Connected Devices This Cyber Monday

    Tips for Buying Safe Connected Devices This Cyber Monday

    Keeping up with news alerts about cybersecurity flaws in consumer electronics is a lot like picking up spilled jelly beans one at a time with a plumber’s wrench. Even if you figure out how to do it and have endless patience, a few will skitter out…
    - 15 hours ago, 22 Nov 17, 11:32am -
  • 3 Credit Cards with No Balance Transfer Fees

    3 Credit Cards with No Balance Transfer Fees

    [Disclosure: Cards from our partners are reviewed below.] If you need to pay down some troublesome credit card debt, but your card’s APR is making it difficult, you have some options, including transferring your existing balance to another credit c…
    - 1 day ago, 22 Nov 17, 12:01am -
  • How the Recession Has Changed American Spending

    How the Recession Has Changed American Spending

    If you feel like there’s nothing left at the end of the month, you aren’t alone. A recent Pew study found that 46% of Americans spend more than they make every month. Nearly half! So where’s all the extra money going? Are We Overspending on Lux…
    - 2 days ago, 21 Nov 17, 12:01am -
  • Work from Home? These 5 Credit Cards Can Help

    Work from Home? These 5 Credit Cards Can Help

    [Disclosure: Cards from our partners are reviewed below.] Working from home conveys many benefits (most notably the absence of a commute), but distractions may abound. A home office can provide an interruption-free workspace within your residence. Un…
    - 3 days ago, 20 Nov 17, 12:01am -
  • Avoid Home Service Scams with These 7 Tips

    Avoid Home Service Scams with These 7 Tips

    Regular maintenance retains your home’s value and keeps you and your property safe. When you need home service and aren’t confident you can do it yourself, it can save time and frustration to call in a professional. Most contractors are honest, b…
    - 3 days ago, 20 Nov 17, 12:01am -
  • 5 Signs It’s Time for a Credit Card Upgrade

    5 Signs It’s Time for a Credit Card Upgrade

    Like most financial things you’ll deal with in life, it’s a good idea to check in from time to time with your credit card to see how it’s working for you, or to see if there are better offers out there. If you’ve been a loyal customer for yea…
    - 5 days ago, 18 Nov 17, 12:01am -
  • 25 Metro Areas with the Hottest Housing Markets

    25 Metro Areas with the Hottest Housing Markets

    They say a good place is hard to find, but if you’re looking to live in one of these 25 metropolitan areas, that may feel like an understatement. Using data from ATTOM Solutions, we checked which metro areas have the lowest vacancy rates—that is…
    - 6 days ago, 17 Nov 17, 1:36pm -
  • Can You Be Denied a Rental Home Because of Bad Credit?

    Can You Be Denied a Rental Home Because of Bad Credit?

    The most well-known consequence of having bad credit is trouble getting loans or credit cards, but a low credit score can also make it difficult to find a place to live. Landlords, especially large property-management companies, will likely check y…
    - 6 days ago, 17 Nov 17, 12:01am -
  • 7 Ways to Protect Yourself as You Shop for the Holidays

    7 Ways to Protect Yourself as You Shop for the Holidays

    The holiday season is an enormous economic event, so much so that the National Retail Federation estimates that holiday shopping represents as much as 30% of a retailer’s annual sales. But as a consumer, increased spending can leave you more vulner…
    - 6 days ago, 17 Nov 17, 12:01am -
  • 6 Top Details about the New Uber Credit Card

    6 Top Details about the New Uber Credit Card

    Uber is expanding in so many new, unique directions these days to better serve their customers. At a conference in Portugal, the ride-sharing company recently unveiled bold plans for a futuristic air taxi to fly its customers to their destinations. A…
    - 6 days ago, 16 Nov 17, 2:54pm -

Make Love, Not Debt

  • To Save Energy or Not Save Energy, That Is the Question

    To Save Energy or Not Save Energy, That Is the Question

      You’re caught in the middle of a conundrum. You want to save money on your car insurance, but you also want to save the environment, and the two do not go hand in hand exclusively, as you’ve discovered. For many people, saving money is the win…
    - 10 Jun 17, 11:13pm -
  • 6 Things To Know Before Choosing To File Bankruptcy

    6 Things To Know Before Choosing To File Bankruptcy

    If you’ve come upon some hard financial times, one option that might have occurred to you is filing for bankruptcy. This is an action that many people have taken to help with their financial troubles, but unfortunately, not all of those people knew…
    - 14 Feb 17, 12:34am -
  • Making the Most of Your Career in Finance

    Making the Most of Your Career in Finance

    Are you feeling stagnant in your current position? Are you looking for ways to take your finance career to the next level? The time has never been better. Millennials and their younger counterparts are poised to flood the professional sector, meaning…
    - 7 Feb 17, 9:10am -
  • How Hiring an Accountant Can Transform Your Finances in 2017

    How Hiring an Accountant Can Transform Your Finances in 2017

    Benjamin Franklin once said, “…In this world nothing can be said to be certain, except death and taxes.” Never is this phrase more applicable than in the world of finance.  Whether you are a big business, small venture, or an individual, finan…
    - 11 Jan 17, 11:14pm -
  • Spread Betting is a Time-Efficient Way to Make Extra Money While Building Your Business

    Spread Betting is a Time-Efficient Way to Make Extra Money While Building Your Business

    Building a business is tough and time-consuming. There are lots of ways to do it, and no two businesses are just alike. But there are some common themes for almost every entrepreneur. For one, money is tight. You don’t have any extra money to spare…
    - 5 Sep 16, 10:04pm -
  • Three Skills that You Need to Be a Successful Forex Investor

    Three Skills that You Need to Be a Successful Forex Investor

    Forex can appear to change on a whim, a value rising or falling dramatically within an incredibly short timeframe. This appearance is erroneous. Forex is not a game of luck. The currency markets change due to thousands of intertwining external factor…
    - 26 Aug 16, 9:52am -
  • With some Luck, You Can Put Debt Where it Belongs: In the Past

    With some Luck, You Can Put Debt Where it Belongs: In the Past

    When it comes to serious budgeting and personal finance, luck is the last thing you want to rely on. Budgeting is all about prediction, you know, and luck is – by its nature – unpredictable. But sometimes it steps in, making things take a favorab…
    - 17 Aug 16, 10:25am -
  • Investing and Trading – Contrasting and Complimenting

    Investing and Trading – Contrasting and Complimenting

    Except for finance professionals in the investment world, most of the rest of us assume that investing and trading are one and the same thing. It is not rare to find someone using the two words interchangeably in a statement as if they are synonyms.…
    - 19 Jul 16, 11:58pm -
  • Reasons People Trade Forex

    Reasons People Trade Forex

    The retail market of forex is starting to become more popular each day and this phenomenon makes us look for the answers to the following questions: “Why is forex so attractive to a lot of people? What makes them interested in trying to learn how t…
    - 19 Jul 16, 11:49pm -
  • 3 Financial Management Tactics You Can Start Using Today

    3 Financial Management Tactics You Can Start Using Today

    Financial management is about more than just balancing your checkbook and making sure you don’t spend more than you make. Let’s take a look at some of the financial management tactics you can start using today that can help you achieve your long-…
    - 29 Jun 16, 12:31am -

NASDAQ: Banking and Loans

  • Taking the Bankruptcy Plunge: Which Type of Filing Is Right for You

    Taking the Bankruptcy Plunge: Which Type of Filing Is Right for You

    This content is made possible by our sponsor; the views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc. Once you’ve made the difficult decision to file for bankruptcy, th…
    - 3 days ago, 20 Nov 17, 10:24am -
  • 3 Biggest Drivers For How Much Life Insurance You Need

    3 Biggest Drivers For How Much Life Insurance You Need

    This content is made possible by our sponsor; the views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc. As with much else in personal finance, there’s a rule of thumb for…
    - 9 days ago, 14 Nov 17, 10:21am -
  • Morty: The Common Application For Mortgages

    Morty: The Common Application For Mortgages

    Morty CEO Brian Faux knows a thing or two about mortgages — he’s been working in the home loan industry in some way or another since he was 17 years old. In that time, Brian went from a summer gig at a local lender to serving as a senior adviser…
    - 10 days ago, 13 Nov 17, 8:41am -
  • How to Read Your Free Credit Report

    How to Read Your Free Credit Report

    This content is made possible by our sponsor; the views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc. A key step to understanding your creditworthiness is knowing what’…
    - 15 days ago, 8 Nov 17, 10:37am -
  • Reasons You Might Go Bankrupt in Retirement

    Reasons You Might Go Bankrupt in Retirement

    Shutterstock photo Bankruptcy filings in the U.S. have been declining since 2011, according to the Administrative Office of the U.S. Courts. However, many Americans continue to seek bankruptcy protection every year, including those who are at or n…
    - 15 days ago, 8 Nov 17, 8:46am -
  • What Is the Best Way to Pay Down Credit Card Debt? It Depends

    What Is the Best Way to Pay Down Credit Card Debt? It Depends

    This content is made possible by our sponsor; the views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc. Paying off your credit cards may seem like an impossible task, espec…
    - 16 days ago, 7 Nov 17, 10:36am -
  • Why This Personal Finance App Essentially Turns Your Credit Card Into A Debit Card

    Why This Personal Finance App Essentially Turns Your Credit Card Into A Debit Card

    Liran Amrany had spent nearly a decade at JP Morgan and several years working for hedge funds before the urge to do something different overtook him. After an entire career in high finance, he thought he’d go work for a foundation. But when two fr…
    - 17 days ago, 6 Nov 17, 9:45am -
  • 15 Money Truths Your Successful Friends Won't Tell You

    15 Money Truths Your Successful Friends Won't Tell You

    Shutterstock photo Are you tired of working the same job you’ve sworn to quit countless times? You might be stuck in a rut — and your more successful friends have noticed. You might envy their Saturday morning hikes and large retirement accoun…
    - 17 days ago, 6 Nov 17, 8:37am -
  • 10 Really Dumb Ways Americans Waste Money

    10 Really Dumb Ways Americans Waste Money

    Americans are good at a lot of things, and wasting money is one of them. In fact, Americans waste $165 billion annually on food just by tossing out what they don’t want to eat, according to the National Resources Defense Council. They also do a goo…
    - 20 days ago, 3 Nov 17, 8:55am -
  • Best Places To Cash A Check, If You Don't Have A Bank

    Best Places To Cash A Check, If You Don't Have A Bank

    This content is made possible by our sponsor; the views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc. For many Americans, cashing a check is easy and free. Simply walk in…
    - 27 days ago, 27 Oct 17, 10:25am -
Janine Just, Inc.
Janine Just, Inc.
Janine Just, Inc.
Janine Just, Inc.

NASDAQ: Credit and Debt

  • newGet cash while traveling abroad, with no fees

    Get cash while traveling abroad, with no fees

    The content on this page is accurate as of the posting date Please see the bank s website for the most current version of card offers The content on this page is accurate as of the posting date Please see the bank s website for the most current versi…
    - 10 hours ago, 22 Nov 17, 4:55pm -
  • newCharged Up! podcast: How to invest in real estate

    Charged Up! podcast: How to invest in real estate

    One great reason to establish a stellar credit score is the opportunity to get into real estate investment In this episode we re talking to a real estate investor Deep Nasta aka Cheap Deep who by the age of 35 had enough passive income through rental…
    - 18 hours ago, 22 Nov 17, 8:54am -
  • Rate survey: Average card APR remains at 16.15 percent

    Rate survey: Average card APR remains at 16.15 percent

    Interest rates on new card offers remained stuck in place this week according to the CreditCards com Weekly Credit Card Rate Report Interest rates on new card offers remained stuck in place this week according to the CreditCards com Weekly Credit Car…
    - 1 day ago, 21 Nov 17, 5:42pm -
  • Giving Tuesday: How to maximize donations using credit cards

    Giving Tuesday: How to maximize donations using credit cards

    The content on this page is accurate as of the posting date Please see the bank s website for the most current version of card offers The content on this page is accurate as of the posting date Please see the bank s website for the most current versi…
    - 2 days ago, 21 Nov 17, 9:34am -
  • Accomplished savers pay debts before boosting retirement

    Accomplished savers pay debts before boosting retirement

    Among Americans who are considered successful savers 1 in 10 are striving to pay off credit card debt before they ll increase the amount they re socking away for retirement Among Americans who are considered successful savers 1 in 10 are striving to…
    - 2 days ago, 21 Nov 17, 9:33am -
  • 30 Greatest Threats to Your Retirement

    30 Greatest Threats to Your Retirement

    Saving for  retirement  is difficult enough if all goes according to plan. However, individuals often encounter serious speed bumps on the road to retirement wealth. Although one of these issues on its own might not spell disaster, taken together,…
    - 2 days ago, 21 Nov 17, 8:53am -
  • Card applicants getting approved more often, NY Fed says

    Card applicants getting approved more often, NY Fed says

    Applicants for credit cards and other types of consumer loans are getting approved more often according to a survey released Monday by the Federal Reserve Bank of New York Applicants for credit cards and other types of consumer loans are getting appr…
    - 2 days ago, 20 Nov 17, 4:09pm -
  • Earn 17,500 bonus points with the Chase Freedom cards

    Earn 17,500 bonus points with the Chase Freedom cards

    The editorial content below is based solely on the objective assessment of our writers and is not driven by advertising dollars However we do receive compensation when you click on links to products from our partners Learn more about our advertising…
    - 3 days ago, 20 Nov 17, 11:08am -
  • Taking the Bankruptcy Plunge: Which Type of Filing Is Right for You

    Taking the Bankruptcy Plunge: Which Type of Filing Is Right for You

    This content is made possible by our sponsor; the views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc. Once you’ve made the difficult decision to file for bankruptcy, th…
    - 3 days ago, 20 Nov 17, 10:24am -
  • Cyber Monday 2017: 10 hacks to score great deals

    Cyber Monday 2017: 10 hacks to score great deals

    The content on this page is accurate as of the posting date Please see the bank s website for the most current version of card offers The content on this page is accurate as of the posting date Please see the bank s website for the most current versi…
    - 3 days ago, 20 Nov 17, 9:08am -

Nolo's Bankruptcy, Debt & Foreclosure

  • We’ve Moved!
    New posts from our bankruptcy, debt, and foreclosure experts are now located on Nolo’s blog at blog.nolo.com. Choose either “Bankruptcy & Debt” or “Foreclosure” from the right side of the page to see the latest posts in those areas.
    - 19 Feb 15, 2:00pm -
  • Nolo Author Leon Bayer to Be Featured on KALW’s Your Legal Rights
    Your lawyer won’t call you back?  Missed a deadline? Failed to appear in court?  Doesn’t seem to have the expertise to handle your case? Or maybe you just don’t agree with your lawyer’s advice? Find out your options if you are having troubl…
    - 20 Nov 14, 12:57pm -
  • Official Bankruptcy Forms Will Change on December 1, 2014

    Official Bankruptcy Forms Will Change on December 1, 2014

    The Judicial Conference Committee on Rules of Practice and Procedure (how’s that for a mouthful) is responsible for revising and updating the official bankruptcy forms – those are the forms that you must use when you file for bankruptcy. In the p…
    - 19 Nov 14, 3:54pm -
  • Ocwen Caught Backdating Mortgage Letters

    Ocwen Caught Backdating Mortgage Letters

    According to a recent review of Ocwen Financial Corporation, a major mortgage servicer, by the New York Department of Financial Services (DFS), Ocwen may have backdated thousands of letters it sent to borrowers who were trying to save their homes fro…
    - 3 Nov 14, 2:40pm -
  • Tips for Getting a Great Reaffirmation Agreement in Bankruptcy
    Would you like to negotiate a reaffirmation agreement in Chapter 7 bankruptcy so you can keep secured personal property for less? Below are my tips for getting a great deal when reaffirming car loans and debts for jewelry, furniture, major appliances…
    - 3 Nov 14, 2:12pm -
  • Bankruptcy Means Test Median Income Figures to Change on November 1
    The United States Census Bureau recently published new statistics on the median income for individuals and families in each of the 50 states, plus the District of Columbia.  On November 1, 2014, the median income numbers that you must use when filin…
    - 30 Oct 14, 2:27pm -
  • Will I Lose Everything I Bought With Credit Cards If I File for Bankruptcy?

    Will I Lose Everything I Bought With Credit Cards If I File for Bankruptcy?

    ASK LEON  Bankruptcy expert Leon Bayer answers real-life questions. Dear Leon,  I am getting ready to file bankruptcy. What happens to all the stuff I bought using my credit cards? Every single thing I own was bought during the past ten years using…
    - 29 Oct 14, 5:11pm -
  • Help! I Got Notice That an Old Judgment Has Been Renewed

    Help! I Got Notice That an Old Judgment Has Been Renewed

    ASK LEON  Bankruptcy expert Leon Bayer answers real-life questions. Dear Leon,  About five years ago I moved to Nebraska from California. I just got a notice in the mail that a judgment obtained against me about 20 years ago has been renewed. It p…
    - 15 Oct 14, 12:26pm -
  • Forgive us our debts…and give us discounted lawyer fees, too.
    ASK LEON  Bankruptcy expert Leon Bayer answers real-life questions. Dear Leon, I want to file bankruptcy. My case is simple. I’m in my 20’s, I make next to nothing, and I own next to nothing. My debts are less than $15,000 on mostly old credit c…
    - 12 Sep 14, 2:51pm -
  • Fake Arrest Warrant for Unpaid Debt

    Fake Arrest Warrant for Unpaid Debt

    ASK LEON  Bankruptcy expert Leon Bayer answers real-life questions. Dear Leon: I just received an arrest warrant for an unpaid debt. I had no idea I could be arrested for something like this.  I am scared. What should I do? Here is a copy of what I…
    - 29 Aug 14, 10:26am -
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