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Bankrate: Credit Cards

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Bankruptcy Information

  • newConsumer Commission – Student Loan Proposals (Part II)

    Consumer Commission – Student Loan Proposals (Part II)

    Last week, we outlined the ABI Commission on Consumer Bankruptcy’s proposals to improve the fresh start in bankruptcy by expanding the discharge of more student loans.  But the Commission recommended Congress make other changes to help people burd…
    - 17 hours ago, 25 Apr 19, 3:06pm -
  • Consumer Commission – Student Loan Discharge Recommendations

    Consumer Commission – Student Loan Discharge Recommendations

    The American Bankruptcy Institute’s Commission on Consumer Bankruptcy issued its final report last week.   This is the first in a series of articles about those recommendations.  To see more information about the Commission, follow this link. As…
    - 8 days ago, 18 Apr 19, 7:30pm -
  • Can I File Chapter 13 if I am Self Employed?

    Can I File Chapter 13 if I am Self Employed?

    Can you file a Chapter 13 debt consolidation case if you are self employed? Yes, you can but expect the process to be more difficult, burdensome and expensive than it would be if you are a salaried employee. Chapter 13 works best when your income...
    - 52 days ago, 5 Mar 19, 12:17pm -
  • Judicial Estoppel: Medical Malpractice Claim Survives Omission From Bankruptcy Schedule A/B

    Judicial Estoppel: Medical Malpractice Claim Survives Omission From Bankruptcy Schedule A/B

    A chapter 7 trustee was allowed to pursue a medical malpractice claim that the debtor had failed to list in her papers, even where the trustee and the debtor had agreed to split the lawsuit proceeds. In this New Hampshire case, Alward v. Johnston, 20…
    - 89 days ago, 27 Jan 19, 1:11pm -
  • GasBuddy = Gas Savings

    GasBuddy = Gas Savings

    Now more than ever clients and ordinary people are trying to save money any way they can.  People will seek out obvious ways to save such as eliminating eating out or for me, stop coffee purchases. But what about looking for not so obvious ways...
    - 7 Jan 19, 10:48pm -
  • Rescission & Bankruptcy

    Rescission & Bankruptcy

    Rescission, what is it and what does it have to do with bankruptcy? 11 U.S.C. § 524(c)(4) outlines the basis for rescission but it really does not identify what rescission does for you. A rescission breaks or cancels a promise to pay and it is...
    - 27 Dec 18, 10:42am -
  • Why I will be Rude to You After You File Chapter 13

    Why I will be Rude to You After You File Chapter 13

    I like my clients. I find bankruptcy work rewarding because I can offer positive change to the lives of honest, hardworking people who have an immediate financial problem. However, I can be an absolute pain in the rear end to my Chapter 13 clients af…
    - 6 Oct 18, 9:24am -
  • Why does the IRS file liens? And what you can do about one.

    Why does the IRS file liens? And what you can do about one.

    The obvious reason the IRS files a lien is because someone owes it money.  If you have a lien filed against your property the IRS is attempting to collect a debt. It could be an aggressive or passive collection attempt but the lien signals the...
    - 21 Sep 18, 1:26pm -
  • Why Nothing Good Comes from Pro Se Bankruptcy Filings

    Why Nothing Good Comes from Pro Se Bankruptcy Filings

    I have been a personal bankruptcy lawyer in Atlanta for more than 30 years and one of the trends that I have seen over all these years has been that personal bankruptcy is more complicated and confusing now than it is ever been in the...
    - 6 Jun 18, 11:57am -
  • How Cognitive Biases Can Drive You Into Bankruptcy

    How Cognitive Biases Can Drive You Into Bankruptcy

    Are you familiar with the term cognitive bias? A cognitive bias represents an error in reasoning or decision making when you disregard accurate information in favor of your subjective preferences and beliefs. In other words, you exhibit a cognitive b…
    - 9 Apr 18, 11:46am -

Credit.com: News + Advice

  • Should I Take Out a Personal Loan to Pay Off Debt?

    Should I Take Out a Personal Loan to Pay Off Debt?

    A recent report gathered in the second quarter of 2018 found that Americans collectively carry $13.29 trillion in debt, which is $618 billion higher than 2008’s peak of $12.68 trillion. With debt rising, more and more people are turning to person…
    - 1 day ago, 25 Apr 19, 12:00am -
  • How Much Money to Save for an Emergency

    How Much Money to Save for an Emergency

    An emergency fund is a must-have safety net. CNN reported that nearly 25% of American adults had no emergency savings whatsoever. Only 29% had the recommended six months of savings tucked away. This all begs the question, “How much emergency fund…
    - 2 days ago, 24 Apr 19, 12:00am -
  • Fair Credit? You Have Credit Card Options

    Fair Credit? You Have Credit Card Options

    Credit scores. Most of us have them—more than one—and many of us hate them. If you’re like a lot of Americans, your credit score is in the fair zone—from 580 to 699, depending on which scoring model is used, FICO or VantageScore. And that fai…
    - 3 days ago, 23 Apr 19, 12:00am -
  • What Happens If You Make a Late Credit Card Payment?

    What Happens If You Make a Late Credit Card Payment?

    Uh-oh! You just received your credit card statement, and it shows interest charges and a $38 late fee that you didn’t expect. You realize you’re guilty of making a late credit card payment last month. Or worse, you realize you forgot to send your…
    - 4 days ago, 22 Apr 19, 12:00am -
  • 7 Hacks for Using American Express’ Membership Rewards Program

    7 Hacks for Using American Express’ Membership Rewards Program

    [UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] There are a few…
    - 4 days ago, 22 Apr 19, 12:00am -
  • 7 Luxury Travel Perks You Can Actually Afford

    7 Luxury Travel Perks You Can Actually Afford

    There’s no denying the convenience of modern-day travel. But unless you’re flying first class, things can get a little cramped. How can you get a luxury travel experience without breaking the bank? Don’t worry—there are a few luxury travel pe…
    - 4 days ago, 22 Apr 19, 12:00am -
  • What Exactly is “Fair” Credit?

    What Exactly is “Fair” Credit?

    A lot is made of the extremes of the credit scoring spectrum. What does it mean to have bad credit? How can you get good credit?The post What Exactly is “Fair” Credit? appeared first on Credit.com.
    - 8 days ago, 18 Apr 19, 7:00am -
  • How to Start Building Credit Once You Turn 18

    How to Start Building Credit Once You Turn 18

    Good credit is crucial to unlocking many financial opportunities in life. When you have a great credit score, you will see lower interest rates on car loans, credit cards, and mortgages. Some employers and landlords even check credit reports before t…
    - 8 days ago, 18 Apr 19, 12:00am -
  • How Is a Fraud Alert Different from a Credit Freeze or Lock?

    How Is a Fraud Alert Different from a Credit Freeze or Lock?

    Hackers steal more than 250,000 records globally every hour. And improvements in technology make it easier—not harder—all the time for cyber thieves to access your personal and financial information. While identity theft is a scary thought, you a…
    - 8 days ago, 18 Apr 19, 12:00am -
  • A Bad Union—Closed Accounts and Your Credit Report

    A Bad Union—Closed Accounts and Your Credit Report

    Credit’s a tricky thing. Some things obviously hurt your credit, like a late payment or no payment or maxing out your credit cards. But the effect of some things on your credit isn’t obvious at all and are almost counterintuitive. Those things se…
    - 8 days ago, 18 Apr 19, 12:00am -

Make Love, Not Debt

  • 3 ways to Get Life Insurance Faster

    3 ways to Get Life Insurance Faster

    There are two main complaints when buying life insurance. One of them is the price, the other is how long the whole thing takes. In a fast paced world, who has time to wait to get insurance coverage? There are some quick ways you can trim down the pr…
    - 20 Mar 18, 1:07pm -
  • 3 Steps to Start your Small Business like a Professional

    3 Steps to Start your Small Business like a Professional

    You’ve got the dream, you’ve got the drive, and you’ve got the ability. You’re ready to get your small business up and running. Or at least you think so. Even the most talented individuals can overlook key aspects of starting a small business…
    - 6 Jan 18, 10:46pm -
  • To Save Energy or Not Save Energy, That Is the Question

    To Save Energy or Not Save Energy, That Is the Question

      You’re caught in the middle of a conundrum. You want to save money on your car insurance, but you also want to save the environment, and the two do not go hand in hand exclusively, as you’ve discovered. For many people, saving money is the win…
    - 10 Jun 17, 11:13pm -
  • 6 Things To Know Before Choosing To File Bankruptcy

    6 Things To Know Before Choosing To File Bankruptcy

    If you’ve come upon some hard financial times, one option that might have occurred to you is filing for bankruptcy. This is an action that many people have taken to help with their financial troubles, but unfortunately, not all of those people knew…
    - 14 Feb 17, 12:34am -
  • Making the Most of Your Career in Finance

    Making the Most of Your Career in Finance

    Are you feeling stagnant in your current position? Are you looking for ways to take your finance career to the next level? The time has never been better. Millennials and their younger counterparts are poised to flood the professional sector, meaning…
    - 7 Feb 17, 9:10am -
  • How Hiring an Accountant Can Transform Your Finances in 2017

    How Hiring an Accountant Can Transform Your Finances in 2017

    Benjamin Franklin once said, “…In this world nothing can be said to be certain, except death and taxes.” Never is this phrase more applicable than in the world of finance.  Whether you are a big business, small venture, or an individual, finan…
    - 11 Jan 17, 11:14pm -
  • Spread Betting is a Time-Efficient Way to Make Extra Money While Building Your Business

    Spread Betting is a Time-Efficient Way to Make Extra Money While Building Your Business

    Building a business is tough and time-consuming. There are lots of ways to do it, and no two businesses are just alike. But there are some common themes for almost every entrepreneur. For one, money is tight. You don’t have any extra money to spare…
    - 5 Sep 16, 10:04pm -
  • Three Skills that You Need to Be a Successful Forex Investor

    Three Skills that You Need to Be a Successful Forex Investor

    Forex can appear to change on a whim, a value rising or falling dramatically within an incredibly short timeframe. This appearance is erroneous. Forex is not a game of luck. The currency markets change due to thousands of intertwining external factor…
    - 26 Aug 16, 9:52am -
  • With some Luck, You Can Put Debt Where it Belongs: In the Past

    With some Luck, You Can Put Debt Where it Belongs: In the Past

    When it comes to serious budgeting and personal finance, luck is the last thing you want to rely on. Budgeting is all about prediction, you know, and luck is – by its nature – unpredictable. But sometimes it steps in, making things take a favorab…
    - 17 Aug 16, 10:25am -
  • Investing and Trading – Contrasting and Complimenting

    Investing and Trading – Contrasting and Complimenting

    Except for finance professionals in the investment world, most of the rest of us assume that investing and trading are one and the same thing. It is not rare to find someone using the two words interchangeably in a statement as if they are synonyms.…
    - 19 Jul 16, 11:58pm -

NASDAQ: Banking and Loans

Janine Just, Inc.
Lux Smiles Dentistry
Recipe Test Nest
Stormseed

NASDAQ: Credit and Debt

Nolo's Bankruptcy, Debt & Foreclosure

  • We’ve Moved!
    New posts from our bankruptcy, debt, and foreclosure experts are now located on Nolo’s blog at blog.nolo.com. Choose either “Bankruptcy & Debt” or “Foreclosure” from the right side of the page to see the latest posts in those areas.The pos…
    - 19 Feb 15, 2:00pm -
  • Nolo Author Leon Bayer to Be Featured on KALW’s Your Legal Rights
    Your lawyer won’t call you back?  Missed a deadline? Failed to appear in court?  Doesn’t seem to have the expertise to handle your case? Or maybe you just don’t agree with your lawyer’s advice? Find out your options if you are having troubl…
    - 20 Nov 14, 12:57pm -
  • Official Bankruptcy Forms Will Change on December 1, 2014

    Official Bankruptcy Forms Will Change on December 1, 2014

    The Judicial Conference Committee on Rules of Practice and Procedure (how’s that for a mouthful) is responsible for revising and updating the official bankruptcy forms – those are the forms that you must use when you file for bankruptcy. In the p…
    - 19 Nov 14, 3:54pm -
  • Ocwen Caught Backdating Mortgage Letters

    Ocwen Caught Backdating Mortgage Letters

    According to a recent review of Ocwen Financial Corporation, a major mortgage servicer, by the New York Department of Financial Services (DFS), Ocwen may have backdated thousands of letters it sent to borrowers who were trying to save their homes fro…
    - 3 Nov 14, 2:40pm -
  • Tips for Getting a Great Reaffirmation Agreement in Bankruptcy
    Would you like to negotiate a reaffirmation agreement in Chapter 7 bankruptcy so you can keep secured personal property for less? Below are my tips for getting a great deal when reaffirming car loans and debts for jewelry, furniture, major appliances…
    - 3 Nov 14, 2:12pm -
  • Bankruptcy Means Test Median Income Figures to Change on November 1
    The United States Census Bureau recently published new statistics on the median income for individuals and families in each of the 50 states, plus the District of Columbia.  On November 1, 2014, the median income numbers that you must use when filin…
    - 30 Oct 14, 2:27pm -
  • Will I Lose Everything I Bought With Credit Cards If I File for Bankruptcy?

    Will I Lose Everything I Bought With Credit Cards If I File for Bankruptcy?

    ASK LEON  Bankruptcy expert Leon Bayer answers real-life questions. Dear Leon,  I am getting ready to file bankruptcy. What happens to all the stuff I bought using my credit cards? Every single thing I own was bought during the past ten years using…
    - 29 Oct 14, 5:11pm -
  • Help! I Got Notice That an Old Judgment Has Been Renewed

    Help! I Got Notice That an Old Judgment Has Been Renewed

    ASK LEON  Bankruptcy expert Leon Bayer answers real-life questions. Dear Leon,  About five years ago I moved to Nebraska from California. I just got a notice in the mail that a judgment obtained against me about 20 years ago has been renewed. It p…
    - 15 Oct 14, 12:26pm -
  • Forgive us our debts…and give us discounted lawyer fees, too.
    ASK LEON  Bankruptcy expert Leon Bayer answers real-life questions. Dear Leon, I want to file bankruptcy. My case is simple. I’m in my 20’s, I make next to nothing, and I own next to nothing. My debts are less than $15,000 on mostly old credit c…
    - 12 Sep 14, 2:51pm -
  • Fake Arrest Warrant for Unpaid Debt

    Fake Arrest Warrant for Unpaid Debt

    ASK LEON  Bankruptcy expert Leon Bayer answers real-life questions. Dear Leon: I just received an arrest warrant for an unpaid debt. I had no idea I could be arrested for something like this.  I am scared. What should I do? Here is a copy of what I…
    - 29 Aug 14, 10:26am -
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About PopMuse

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