Loading
Find Us on Facebook Follow Us on Twitter Bookmark & Share Subscribe to Feed
Wanna join our 6011 other users? | Register
Menu 

Bankrate: Credit Cards

Bankrate: Loan

Bankruptcy Information

  • How Bankruptcy Can Solve Your “Too Expensive Car” Problem

    How Bankruptcy Can Solve Your “Too Expensive Car” Problem

    Next to home mortgages, motor vehicle loans are often your most expensive purchase. According to USA Today, the average transaction cost of a new car or truck sold in the U.S. was around $33,500. Lenders are now extending vehicle purchase loans to 6…
    - 47 days ago, 6 Jun 17, 6:26am -
  • Why I Prefer Chapter 7 Bankruptcy to Chapter 13 Debt Consolidation

    Why I Prefer Chapter 7 Bankruptcy to Chapter 13 Debt Consolidation

    Most folks considering bankruptcy will consider two options – Chapter 7 and Chapter 13. Sometimes, you have the option of choosing either type of bankruptcy, whereas in other situations you would only be eligible to file either a Chapter 7 or a Cha…
    - 65 days ago, 19 May 17, 5:55pm -
  • Can I Lower My Car Payment in Bankruptcy?

    Can I Lower My Car Payment in Bankruptcy?

    If you’re having trouble paying your monthly bills—especially that steep car loan— you might be wondering if filing for bankruptcy will lower your existing car payment. It depends on which type of bankruptcy you file, but bankruptcy could poten…
    - 99 days ago, 15 Apr 17, 1:01am -
  • How Will Bankruptcy Affect My Credit?

    How Will Bankruptcy Affect My Credit?

    One of the major concerns people have when they consider filing for bankruptcy is the damage it will do to their credit. Understandably, they worry that their credit score will plummet and that it will be difficult to restore once they’re on the ot…
    - 28 Mar 17, 12:14pm -
  • Sears, Payless and the Future of Retail

    Sears, Payless and the Future of Retail

    News stories this week indicated that Payless Shoes would likely file for Chapter 11 bankruptcy within the week. Stalwart Sears, founded in 1893 and once the country’s largest retailer, stated in its March 2017 SEC filing that, following a $2 billi…
    - 23 Mar 17, 5:12pm -
  • Mistakes to Avoid: How to Recognize When and Where You are Exposed Financially

    Mistakes to Avoid: How to Recognize When and Where You are Exposed Financially

    Last month, I wrote a blog post entitled Are You Exposed on this blog where I suggest that most bankruptcies occur when a debtor allows himself to be excessively exposed to external forces. By recognizing and controlling these points of exposure, you…
    - 7 Mar 17, 6:07pm -
  • Valuing Assets in Bankruptcy–A Cautionary Tale (In re: Worley, 4th Circuit)

    Valuing Assets in Bankruptcy–A Cautionary Tale (In re:  Worley, 4th Circuit)

    Today, the Fourth Circuit Court of Appeals ruled that undervaluing your assets in a bankruptcy case can be grounds to deny a debtor a discharge of his debts.  The case is In re:  Worley (link here).  To recap, when a debtor files for bankruptcy, h…
    - 28 Feb 17, 6:24pm -
  • Judge Neil Gorsuch on Bankruptcy

    Judge Neil Gorsuch on Bankruptcy

    The following is taken from a lecture given by the author on February 22, 2017 to the Maryland Bankruptcy Bar Association. On February 1, 2017, the President nominated Neil McGill Gorsuch to be an associate justice on the Supreme Court. Tonight, I’…
    - 24 Feb 17, 3:43pm -
  • Are You Exposed?

    Are You Exposed?

    Does it do any good to think about why you have debt problems? As a bankruptcy lawyer I have represented clients with every type debt problem imaginable and I think is very worthwhile to reflect about how and why you ended up in a bankruptcy...
    - 6 Feb 17, 12:41pm -
  • Payday Loans Are Not “Cash Advances” Under Bankruptcy Law

    Payday Loans Are Not “Cash Advances” Under Bankruptcy Law

    Discharging payday loans in bankruptcy is easier than you may think and easier than the lender may want you to know.
    - 31 Jan 17, 1:52pm -

Credit.com: News + Advice

  • new15 Restaurant Mobile Apps That Can Save You Money

    15 Restaurant Mobile Apps That Can Save You Money

    Food is best served with a side of savings and restaurants with apps (that’s applications, not appetizers) that make it even easier to spend less. If you’re planning to order in, eat out or grab a quick bite, you might as well be rewarded for it.…
    - 11 hours ago, 23 Jul 17, 12:01am -
  • 6 Credit Cards for New Homeowners

    6 Credit Cards for New Homeowners

    [DISCLOSURE: Cards from our partners are mentioned below.] Buying a home is one of life’s biggest financial events and someone with a new mortgage may primarily be focused on how they’ll afford their new mortgage payment. But it takes more than a…
    - 1 day ago, 22 Jul 17, 12:01am -
  • 8 Common Credit Card Mistakes You Might Be Making

    8 Common Credit Card Mistakes You Might Be Making

    Do you have a credit card in your wallet? Chances are, you do. And if you’re one of these plastic carriers, you probably want to be using that card the best possible way, right? Well, you may be making some mistakes without even realizing it. To h…
    - 2 days ago, 21 Jul 17, 12:01am -
  • 8 Ways to Avoid Early IRA Withdrawal Penalties

    8 Ways to Avoid Early IRA Withdrawal Penalties

    Qualified retirement plans are designed to be used solely for retirement income. Taxable withdrawals from these plans before age 59.5 are generally assessed an additional 10% “early distribution tax” by the IRS. (The additional tax for SIMPLE IRA…
    - 2 days ago, 21 Jul 17, 12:01am -
  • 10 States Facing the Most Foreclosures Right Now

    10 States Facing the Most Foreclosures Right Now

    This summer there’s some good news. June foreclosure activity has dropped to its lowest level since November 2015. In June 2017, there were a total of 73,828 U.S. properties with a foreclosure filing, down 22% from a year ago and even more from pre…
    - 3 days ago, 20 Jul 17, 12:02am -
  • 9 State Parks Perfect for Camping on a Budget This Summer

    9 State Parks Perfect for Camping on a Budget This Summer

    A warm bonfire, toasty s’mores, a starry sky. Isn’t it time you went camping? With student loan and credit card debt weighing many of us down, it might seem like a vacation is out of reach. But camping is the perfect way to adventure on a budget.…
    - 3 days ago, 20 Jul 17, 12:01am -
  • 4 Ways to Have Your Dream Honeymoon Without Paying a Dime

    4 Ways to Have Your Dream Honeymoon Without Paying a Dime

    You don’t need a ring on your finger to know that weddings are expensive. In fact, according to The Knot, the average wedding costs around $32,641. Honeymoons can often be put on the back burner when it comes to wedding expenses, because most dream…
    - 4 days ago, 19 Jul 17, 12:01am -
  • 50 Ways to Save at the Supermarket

    50 Ways to Save at the Supermarket

    Whether you’re an expert home chef making culinary masterpieces or a kitchen novice whose idea of home cooking is boxed mac and cheese, you’ve got to hit the supermarket to stock the kitchen. Grocery expenses add up, and you might be looking for…
    - 4 days ago, 19 Jul 17, 12:01am -
  • Want to Improve Your Work-Life Balance? Here Are Some Tips to Help You Do So

    Want to Improve Your Work-Life Balance? Here Are Some Tips to Help You Do So

    For many, achieving that perfect balance between climbing the corporate ladder and spending quality time with your family is the dream, right? But, sometimes, in the process of trying to achieve it, you may stretch yourself too thin. Maintaining the…
    - 5 days ago, 18 Jul 17, 12:01am -
  • 13 Ways to Save at Pier 1

    13 Ways to Save at Pier 1

    [DISCLOSURE: Cards from our partners are mentioned below.] Whether you’re hoping to spruce up your bedroom, your living room rug is looking pretty shabby or a new Papasan is calling your name, Pier 1 will likely have the home item you’re looking…
    - 5 days ago, 18 Jul 17, 12:01am -

Make Love, Not Debt

  • To Save Energy or Not Save Energy, That Is the Question

    To Save Energy or Not Save Energy, That Is the Question

      You’re caught in the middle of a conundrum. You want to save money on your car insurance, but you also want to save the environment, and the two do not go hand in hand exclusively, as you’ve discovered. For many people, saving money is the win…
    - 42 days ago, 10 Jun 17, 11:13pm -
  • 6 Things To Know Before Choosing To File Bankruptcy

    6 Things To Know Before Choosing To File Bankruptcy

    If you’ve come upon some hard financial times, one option that might have occurred to you is filing for bankruptcy. This is an action that many people have taken to help with their financial troubles, but unfortunately, not all of those people knew…
    - 14 Feb 17, 12:34am -
  • Making the Most of Your Career in Finance

    Making the Most of Your Career in Finance

    Are you feeling stagnant in your current position? Are you looking for ways to take your finance career to the next level? The time has never been better. Millennials and their younger counterparts are poised to flood the professional sector, meaning…
    - 7 Feb 17, 9:10am -
  • How Hiring an Accountant Can Transform Your Finances in 2017

    How Hiring an Accountant Can Transform Your Finances in 2017

    Benjamin Franklin once said, “…In this world nothing can be said to be certain, except death and taxes.” Never is this phrase more applicable than in the world of finance.  Whether you are a big business, small venture, or an individual, finan…
    - 11 Jan 17, 11:14pm -
  • Spread Betting is a Time-Efficient Way to Make Extra Money While Building Your Business

    Spread Betting is a Time-Efficient Way to Make Extra Money While Building Your Business

    Building a business is tough and time-consuming. There are lots of ways to do it, and no two businesses are just alike. But there are some common themes for almost every entrepreneur. For one, money is tight. You don’t have any extra money to spare…
    - 5 Sep 16, 10:04pm -
  • Three Skills that You Need to Be a Successful Forex Investor

    Three Skills that You Need to Be a Successful Forex Investor

    Forex can appear to change on a whim, a value rising or falling dramatically within an incredibly short timeframe. This appearance is erroneous. Forex is not a game of luck. The currency markets change due to thousands of intertwining external factor…
    - 26 Aug 16, 9:52am -
  • With some Luck, You Can Put Debt Where it Belongs: In the Past

    With some Luck, You Can Put Debt Where it Belongs: In the Past

    When it comes to serious budgeting and personal finance, luck is the last thing you want to rely on. Budgeting is all about prediction, you know, and luck is – by its nature – unpredictable. But sometimes it steps in, making things take a favorab…
    - 17 Aug 16, 10:25am -
  • Investing and Trading – Contrasting and Complimenting

    Investing and Trading – Contrasting and Complimenting

    Except for finance professionals in the investment world, most of the rest of us assume that investing and trading are one and the same thing. It is not rare to find someone using the two words interchangeably in a statement as if they are synonyms.…
    - 19 Jul 16, 11:58pm -
  • Reasons People Trade Forex

    Reasons People Trade Forex

    The retail market of forex is starting to become more popular each day and this phenomenon makes us look for the answers to the following questions: “Why is forex so attractive to a lot of people? What makes them interested in trying to learn how t…
    - 19 Jul 16, 11:49pm -
  • 3 Financial Management Tactics You Can Start Using Today

    3 Financial Management Tactics You Can Start Using Today

    Financial management is about more than just balancing your checkbook and making sure you don’t spend more than you make. Let’s take a look at some of the financial management tactics you can start using today that can help you achieve your long-…
    - 29 Jun 16, 12:31am -

NASDAQ: Banking and Loans

  • Saving and Investing When You're Just Starting Out

    Saving and Investing When You're Just Starting Out

    By  Eric Dostal, J.D., CFP® Congratulations! After all the classes, exams, late nights, early mornings and interviews (so many interviews), you actually get to start the career you’ve spent the majority of your life working towards. In additi…
    - 2 days ago, 21 Jul 17, 11:02am -
  • Should You Take a Loan From Your 401(k)?

    Should You Take a Loan From Your 401(k)?

    By Nickolas Strain, CFP®, AIF® Taking a loan from your 401(k) is a big decision. It’s your money, of course, but as with many important financial decisions, there are pros and cons you should consider.   Taking steps today to plan for your…
    - 4 days ago, 19 Jul 17, 10:57am -
  • What Is A Mobile Wallet, And How Will It Impact Your Business?

    What Is A Mobile Wallet, And How Will It Impact Your Business?

    A mobile wallet is a virtual wallet that stores financial information and card data on a mobile device. These wallets can be used as a convenient way for a user to make in-store and  online payments . In an increasingly tech savvy era, we can expect…
    - 4 days ago, 19 Jul 17, 10:03am -
  • Should You Worry About Getting an 850 Credit Score?

    Should You Worry About Getting an 850 Credit Score?

    This content is made possible by our sponsor; the views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc. Boosting your credit score is a good way to improve your personal fi…
    - 5 days ago, 18 Jul 17, 10:17am -
  • Why Paying Off Debt is Priority Number One For Advisors

    Why Paying Off Debt is Priority Number One For Advisors

    By Steve Stanganelli, CFP®, CRPC®, AEP® One reader recently asked a group of financial planners, “Why is paying off debt the biggest priority to advisors?” So, what is it about debt? Why such a big deal? Why  do  financial planners alway…
    - 12 days ago, 11 Jul 17, 10:12am -
  • How Trump's Budget Cuts To These Federal Programs Could Affect You

    How Trump's Budget Cuts To These Federal Programs Could Affect You

    When President Donald Trump unveiled his proposed budget on May 22, it was met with opposition from both sides of the political aisle. Many Republicans who opposed Trump’s budget did so for the same reason Democrats did — because it eliminates f…
    - 13 days ago, 10 Jul 17, 9:20am -
  • The Best And Worst Reasons To Get A Personal Loan

    The Best And Worst Reasons To Get A Personal Loan

    This content is made possible by our sponsor; the views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc. Personal loans, which are unsecured installment loans, are becoming…
    - 17 days ago, 6 Jul 17, 11:25am -
  • Sick Of Your Student Loans? This Company Will Make Your Boss Pay For Them

    Sick Of Your Student Loans? This Company Will Make Your Boss Pay For Them

    The weight of student debt hangs around the neck of millions of Americans young and old. About 44 million borrowers owe over a trillion dollars , and the data indicate almost half of them aren’t making their payments. There’s almost twice a…
    - 17 days ago, 6 Jul 17, 8:03am -
  • 10 Creative Ways to Save Money in July

    10 Creative Ways to Save Money in July

    Pricey summer camps, peak season travel and high-priced energy bills are just a few reasons why people consider July to be an expensive month. Fortunately, there are plenty of ways to save money on these and other expenses. Try these tips to  save…
    - 18 days ago, 5 Jul 17, 8:33am -
  • Some Consumers To Get Small Credit Score Boost In July

    Some Consumers To Get Small Credit Score Boost In July

    This content is made possible by our sponsor; the views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc. Your credit score is determined mostly by how you’ve managed your…
    - 20 days ago, 3 Jul 17, 10:30am -
In The Lights PR
In The Lights PR
In The Lights PR
In The Lights PR

NASDAQ: Credit and Debt

  • Saving and Investing When You're Just Starting Out

    Saving and Investing When You're Just Starting Out

    By  Eric Dostal, J.D., CFP® Congratulations! After all the classes, exams, late nights, early mornings and interviews (so many interviews), you actually get to start the career you’ve spent the majority of your life working towards. In additi…
    - 2 days ago, 21 Jul 17, 11:02am -
  • 9 Unexpected Perks Your Credit Card May Offer

    9 Unexpected Perks Your Credit Card May Offer

    This content is made possible by our sponsor; the views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc. Your credit card is more than just its cash-back rewards or travel p…
    - 2 days ago, 21 Jul 17, 8:32am -
  • What Is A Mobile Wallet, And How Will It Impact Your Business?

    What Is A Mobile Wallet, And How Will It Impact Your Business?

    A mobile wallet is a virtual wallet that stores financial information and card data on a mobile device. These wallets can be used as a convenient way for a user to make in-store and  online payments . In an increasingly tech savvy era, we can expect…
    - 4 days ago, 19 Jul 17, 10:03am -
  • 20 Common Places to Lose Money

    20 Common Places to Lose Money

    You might be losing money without realizing it, and we're not talking about spare change that slips out of your pocket. You could be parting with big bucks unnecessarily. From spending too much on expenses to failing to grow your wealth over time, t…
    - 4 days ago, 19 Jul 17, 8:33am -
  • Should You Worry About Getting an 850 Credit Score?

    Should You Worry About Getting an 850 Credit Score?

    This content is made possible by our sponsor; the views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc. Boosting your credit score is a good way to improve your personal fi…
    - 5 days ago, 18 Jul 17, 10:17am -
  • 15 Money Myths That Can Destroy Your Retirement

    15 Money Myths That Can Destroy Your Retirement

    According to a March 2017 GOBankingRates survey,  more than half of all Americans will retire broke . Furthermore, the annual Retirement Savings survey found that one in three (34 percent) respondents said they had $0 tucked away for their golden ye…
    - 5 days ago, 18 Jul 17, 8:21am -
  • Are You Living Paycheck-to-Paycheck?

    Are You Living Paycheck-to-Paycheck?

    By Kevin Simpson A large number of American households live from one paycheck to the next. This number has gone down since September 2016, according to a  survey  conducted by McKinsey & Company, where consumers expressed more confidence in thei…
    - 9 days ago, 14 Jul 17, 10:16am -
  • Why Financial Independence Is the Key to Retiring Early

    Why Financial Independence Is the Key to Retiring Early

    If you dream of financial freedom and early retirement, you’ll need a plan to make that happen. Financial security is key to retiring early because you must make sure you can stop working and live on the money you have. Staying out of debt and bui…
    - 10 days ago, 13 Jul 17, 8:24am -
  • Why Paying Off Debt is Priority Number One For Advisors

    Why Paying Off Debt is Priority Number One For Advisors

    By Steve Stanganelli, CFP®, CRPC®, AEP® One reader recently asked a group of financial planners, “Why is paying off debt the biggest priority to advisors?” So, what is it about debt? Why such a big deal? Why  do  financial planners alway…
    - 12 days ago, 11 Jul 17, 10:12am -
  • How Trump's Budget Cuts To These Federal Programs Could Affect You

    How Trump's Budget Cuts To These Federal Programs Could Affect You

    When President Donald Trump unveiled his proposed budget on May 22, it was met with opposition from both sides of the political aisle. Many Republicans who opposed Trump’s budget did so for the same reason Democrats did — because it eliminates f…
    - 13 days ago, 10 Jul 17, 9:20am -

Nolo's Bankruptcy, Debt & Foreclosure

  • We’ve Moved!
    New posts from our bankruptcy, debt, and foreclosure experts are now located on Nolo’s blog at blog.nolo.com. Choose either “Bankruptcy & Debt” or “Foreclosure” from the right side of the page to see the latest posts in those areas.
    - 19 Feb 15, 2:00pm -
  • Nolo Author Leon Bayer to Be Featured on KALW’s Your Legal Rights
    Your lawyer won’t call you back?  Missed a deadline? Failed to appear in court?  Doesn’t seem to have the expertise to handle your case? Or maybe you just don’t agree with your lawyer’s advice? Find out your options if you are having troubl…
    - 20 Nov 14, 12:57pm -
  • Official Bankruptcy Forms Will Change on December 1, 2014

    Official Bankruptcy Forms Will Change on December 1, 2014

    The Judicial Conference Committee on Rules of Practice and Procedure (how’s that for a mouthful) is responsible for revising and updating the official bankruptcy forms – those are the forms that you must use when you file for bankruptcy. In the p…
    - 19 Nov 14, 3:54pm -
  • Ocwen Caught Backdating Mortgage Letters

    Ocwen Caught Backdating Mortgage Letters

    According to a recent review of Ocwen Financial Corporation, a major mortgage servicer, by the New York Department of Financial Services (DFS), Ocwen may have backdated thousands of letters it sent to borrowers who were trying to save their homes fro…
    - 3 Nov 14, 2:40pm -
  • Tips for Getting a Great Reaffirmation Agreement in Bankruptcy
    Would you like to negotiate a reaffirmation agreement in Chapter 7 bankruptcy so you can keep secured personal property for less? Below are my tips for getting a great deal when reaffirming car loans and debts for jewelry, furniture, major appliances…
    - 3 Nov 14, 2:12pm -
  • Bankruptcy Means Test Median Income Figures to Change on November 1
    The United States Census Bureau recently published new statistics on the median income for individuals and families in each of the 50 states, plus the District of Columbia.  On November 1, 2014, the median income numbers that you must use when filin…
    - 30 Oct 14, 2:27pm -
  • Will I Lose Everything I Bought With Credit Cards If I File for Bankruptcy?

    Will I Lose Everything I Bought With Credit Cards If I File for Bankruptcy?

    ASK LEON  Bankruptcy expert Leon Bayer answers real-life questions. Dear Leon,  I am getting ready to file bankruptcy. What happens to all the stuff I bought using my credit cards? Every single thing I own was bought during the past ten years using…
    - 29 Oct 14, 5:11pm -
  • Help! I Got Notice That an Old Judgment Has Been Renewed

    Help! I Got Notice That an Old Judgment Has Been Renewed

    ASK LEON  Bankruptcy expert Leon Bayer answers real-life questions. Dear Leon,  About five years ago I moved to Nebraska from California. I just got a notice in the mail that a judgment obtained against me about 20 years ago has been renewed. It p…
    - 15 Oct 14, 12:26pm -
  • Forgive us our debts…and give us discounted lawyer fees, too.
    ASK LEON  Bankruptcy expert Leon Bayer answers real-life questions. Dear Leon, I want to file bankruptcy. My case is simple. I’m in my 20’s, I make next to nothing, and I own next to nothing. My debts are less than $15,000 on mostly old credit c…
    - 12 Sep 14, 2:51pm -
  • Fake Arrest Warrant for Unpaid Debt

    Fake Arrest Warrant for Unpaid Debt

    ASK LEON  Bankruptcy expert Leon Bayer answers real-life questions. Dear Leon: I just received an arrest warrant for an unpaid debt. I had no idea I could be arrested for something like this.  I am scared. What should I do? Here is a copy of what I…
    - 29 Aug 14, 10:26am -
Dosha Pops

About PopMuse

A curated aggregation of musings from across the land and of different subject matters for the scanoholics.