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Bankrate: Credit Cards

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Bankruptcy Information

  • How Bankruptcy Exemptions Work

    How Bankruptcy Exemptions Work

    Did you ever wonder if you will lose your property if you file bankruptcy?  Can you keep your home, your car, your household goods?  What about your clothes and jewelry? The part of bankruptcy law that tells us what you can keep while using bankrup…
    - 74 days ago, 6 Nov 17, 11:47am -
  • Student Loans and the Elderly: How to Stop Student Loan Collectors and Social Security Garnishment

    Student Loans and the Elderly: How to Stop Student Loan Collectors and Social Security Garnishment

    An increasing number of our senior citizens are faced with the same problems faced by many of our young adults: student loans. A recent PBS story, “More older Americans than ever are struggling with student debt,” highlights an issue that many b…
    - 96 days ago, 15 Oct 17, 12:07pm -
  • Yes You Can Refile Your Chapter 13 Case, But Should You?

    Yes You Can Refile Your Chapter 13 Case, But Should You?

    If you are facing a foreclosure, vehicle repossession, wage garnishment or other financial crisis, Chapter 13 bankruptcy can be a great tool to stop the chaos.  As the type of bankruptcy that includes a repayment plan, Chapter 13 can empower you to…
    - 6 Sep 17, 11:14am -
  • How Bankruptcy Can Solve Your “Too Expensive Car” Problem

    How Bankruptcy Can Solve Your “Too Expensive Car” Problem

    Next to home mortgages, motor vehicle loans are often your most expensive purchase. According to USA Today, the average transaction cost of a new car or truck sold in the U.S. was around $33,500. Lenders are now extending vehicle purchase loans to 6…
    - 6 Jun 17, 6:26am -
  • Why I Prefer Chapter 7 Bankruptcy to Chapter 13 Debt Consolidation

    Why I Prefer Chapter 7 Bankruptcy to Chapter 13 Debt Consolidation

    Most folks considering bankruptcy will consider two options – Chapter 7 and Chapter 13. Sometimes, you have the option of choosing either type of bankruptcy, whereas in other situations you would only be eligible to file either a Chapter 7 or a Cha…
    - 19 May 17, 5:55pm -
  • Can I Lower My Car Payment in Bankruptcy?

    Can I Lower My Car Payment in Bankruptcy?

    If you’re having trouble paying your monthly bills—especially that steep car loan— you might be wondering if filing for bankruptcy will lower your existing car payment. It depends on which type of bankruptcy you file, but bankruptcy could poten…
    - 15 Apr 17, 1:01am -
  • How Will Bankruptcy Affect My Credit?

    How Will Bankruptcy Affect My Credit?

    One of the major concerns people have when they consider filing for bankruptcy is the damage it will do to their credit. Understandably, they worry that their credit score will plummet and that it will be difficult to restore once they’re on the ot…
    - 28 Mar 17, 12:14pm -
  • Sears, Payless and the Future of Retail

    Sears, Payless and the Future of Retail

    News stories this week indicated that Payless Shoes would likely file for Chapter 11 bankruptcy within the week. Stalwart Sears, founded in 1893 and once the country’s largest retailer, stated in its March 2017 SEC filing that, following a $2 billi…
    - 23 Mar 17, 5:12pm -
  • Mistakes to Avoid: How to Recognize When and Where You are Exposed Financially

    Mistakes to Avoid: How to Recognize When and Where You are Exposed Financially

    Last month, I wrote a blog post entitled Are You Exposed on this blog where I suggest that most bankruptcies occur when a debtor allows himself to be excessively exposed to external forces. By recognizing and controlling these points of exposure, you…
    - 7 Mar 17, 6:07pm -
  • Valuing Assets in Bankruptcy–A Cautionary Tale (In re: Worley, 4th Circuit)

    Valuing Assets in Bankruptcy–A Cautionary Tale (In re:  Worley, 4th Circuit)

    Today, the Fourth Circuit Court of Appeals ruled that undervaluing your assets in a bankruptcy case can be grounds to deny a debtor a discharge of his debts.  The case is In re:  Worley (link here).  To recap, when a debtor files for bankruptcy, h…
    - 28 Feb 17, 6:24pm -

Credit.com: News + Advice

  • newSingle? Here’s How You Can Stay Safe This Valentine’s Day

    Single? Here’s How You Can Stay Safe This Valentine’s Day

    Let’s face it, even without the threat of fraud and scams, Valentine’s Day can be treacherous. Choose the wrong gift or a bouquet of least-favorite flowers, write the wrong note, and whatever was slightly wrong in your love life can go completely…
    - 15 hours ago, 18 Jan 18, 11:50am -
  • newThese Cards will Automatically Redeem Your Credit Card Rewards For You

    These Cards will Automatically Redeem Your Credit Card Rewards For You

    [DISCLOSURE: Cards from our partners are mentioned below.] It can be difficult for busy or absentminded people to remember to redeem their credit card rewards on a regular basis. But when they don’t, rewards go unused and in some cases are vulnera…
    - 21 hours ago, 18 Jan 18, 6:00am -
  • Financial New Year’s Resolutions You Should Make for 2018

    Financial New Year’s Resolutions You Should Make for 2018

    Every year, we make New Year’s’ resolutions with the best of intentions. But, according to a 2017 poll by Statistic Brain, only 9.2% of us feel like we are successful in keeping them. We explore the most popular resolutions and provide expert adv…
    - 2 days ago, 17 Jan 18, 6:00am -
  • How to Save Money While Paying Off Student Loans

    How to Save Money While Paying Off Student Loans

    Surely we’ve all been taught that 10% of our income should go into a savings account, but this can be difficult to do when you’re paying off hundreds of dollars every month in student loans. Those of us with student loans to repay know it can be…
    - 2 days ago, 17 Jan 18, 5:00am -
  • 4 Credit Cards for Low Spenders

    4 Credit Cards for Low Spenders

    [UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] If you don’…
    - 3 days ago, 16 Jan 18, 6:00am -
  • Is There Such a Thing as a Debtor’s Prison?

    Is There Such a Thing as a Debtor’s Prison?

    In this modern world that we live in, consumers are protected and have certain rights when it comes to debt collection. The practices of debt collection agencies have to abide by rules through the Fair Debt Collection Practices Act (FDCPA) as enforce…
    - 4 days ago, 15 Jan 18, 6:00am -
  • How to Avoid Credit Card Theft while Traveling

    How to Avoid Credit Card Theft while Traveling

    Whether you plan to travel now or in a year, you should take steps to protect yourself from identity theft and credit card fraud while you’re on vacation. Tourists are often victims of theft, including passport and credit card theft—both of which…
    - 6 days ago, 13 Jan 18, 6:00am -
  • Top 10 Financially Stable Cities in America

    Top 10 Financially Stable Cities in America

    The global economic outlook is strong, according to recent information from Goldman Sachs. The firm predicts that global growth will reach 4 percent in the next year. The U.S. economy as we head into the new year is showing strong momentum and the un…
    - 7 days ago, 12 Jan 18, 11:38am -
  • Virtual Credit Card – What You Need to Know

    Virtual Credit Card – What You Need to Know

    Virtual credit cards have been around in one form or another for years now, but their use has yet to truly take off among consumers. A crop of new start-ups however, such as Pay With Privacy and Token Payments, are poised to change that. These two co…
    - 7 days ago, 12 Jan 18, 6:00am -
  • 3 Ways to Boost Your Credit Score in 2018

    3 Ways to Boost Your Credit Score in 2018

    All the holiday excitement is over and it’s time to face your post-holiday credit card bills. If you stayed within your budget, you shouldn’t have difficulty paying off your bills. However, if you went a little crazy with December cheer, now is t…
    - 8 days ago, 11 Jan 18, 6:00am -

Make Love, Not Debt

  • 3 Steps to Start your Small Business like a Professional

    3 Steps to Start your Small Business like a Professional

    You’ve got the dream, you’ve got the drive, and you’ve got the ability. You’re ready to get your small business up and running. Or at least you think so. Even the most talented individuals can overlook key aspects of starting a small business…
    - 12 days ago, 6 Jan 18, 10:46pm -
  • To Save Energy or Not Save Energy, That Is the Question

    To Save Energy or Not Save Energy, That Is the Question

      You’re caught in the middle of a conundrum. You want to save money on your car insurance, but you also want to save the environment, and the two do not go hand in hand exclusively, as you’ve discovered. For many people, saving money is the win…
    - 10 Jun 17, 11:13pm -
  • 6 Things To Know Before Choosing To File Bankruptcy

    6 Things To Know Before Choosing To File Bankruptcy

    If you’ve come upon some hard financial times, one option that might have occurred to you is filing for bankruptcy. This is an action that many people have taken to help with their financial troubles, but unfortunately, not all of those people knew…
    - 14 Feb 17, 12:34am -
  • Making the Most of Your Career in Finance

    Making the Most of Your Career in Finance

    Are you feeling stagnant in your current position? Are you looking for ways to take your finance career to the next level? The time has never been better. Millennials and their younger counterparts are poised to flood the professional sector, meaning…
    - 7 Feb 17, 9:10am -
  • How Hiring an Accountant Can Transform Your Finances in 2017

    How Hiring an Accountant Can Transform Your Finances in 2017

    Benjamin Franklin once said, “…In this world nothing can be said to be certain, except death and taxes.” Never is this phrase more applicable than in the world of finance.  Whether you are a big business, small venture, or an individual, finan…
    - 11 Jan 17, 11:14pm -
  • Spread Betting is a Time-Efficient Way to Make Extra Money While Building Your Business

    Spread Betting is a Time-Efficient Way to Make Extra Money While Building Your Business

    Building a business is tough and time-consuming. There are lots of ways to do it, and no two businesses are just alike. But there are some common themes for almost every entrepreneur. For one, money is tight. You don’t have any extra money to spare…
    - 5 Sep 16, 10:04pm -
  • Three Skills that You Need to Be a Successful Forex Investor

    Three Skills that You Need to Be a Successful Forex Investor

    Forex can appear to change on a whim, a value rising or falling dramatically within an incredibly short timeframe. This appearance is erroneous. Forex is not a game of luck. The currency markets change due to thousands of intertwining external factor…
    - 26 Aug 16, 9:52am -
  • With some Luck, You Can Put Debt Where it Belongs: In the Past

    With some Luck, You Can Put Debt Where it Belongs: In the Past

    When it comes to serious budgeting and personal finance, luck is the last thing you want to rely on. Budgeting is all about prediction, you know, and luck is – by its nature – unpredictable. But sometimes it steps in, making things take a favorab…
    - 17 Aug 16, 10:25am -
  • Investing and Trading – Contrasting and Complimenting

    Investing and Trading – Contrasting and Complimenting

    Except for finance professionals in the investment world, most of the rest of us assume that investing and trading are one and the same thing. It is not rare to find someone using the two words interchangeably in a statement as if they are synonyms.…
    - 19 Jul 16, 11:58pm -
  • Reasons People Trade Forex

    Reasons People Trade Forex

    The retail market of forex is starting to become more popular each day and this phenomenon makes us look for the answers to the following questions: “Why is forex so attractive to a lot of people? What makes them interested in trying to learn how t…
    - 19 Jul 16, 11:49pm -

NASDAQ: Banking and Loans

  • The Key to Financial Independence? Saving Money

    The Key to Financial Independence? Saving Money

    By  Paul Sydlansky, CFP® The ability to save money is one of the foundational principles for reaching financial independence. Good money behaviors, including spending habits and a commitment to saving, are a recipe for success. While some peopl…
    - 3 days ago, 16 Jan 18, 2:21pm -
  • Tax Mistakes Everyone Makes -- And How to Avoid Them

    Tax Mistakes Everyone Makes -- And How to Avoid Them

    Tax season is upon us and with it comes the joy of a tax refund, if you're lucky. If you're less fortunate, you might find yourself facing a high tax bill — or worse, a tax audit. When you file your taxes, there are a few easy-to-make mistakes you'…
    - 3 days ago, 16 Jan 18, 8:32am -
  • How Budgeting Helped Me Achieve the Life I Want

    How Budgeting Helped Me Achieve the Life I Want

    Budget. It’s the dreaded word of personal finance. Say it, and people will tell you how much they despise it. The statistics bear this out: A 2017 study from the Consumer Financial Protection Bureau reported that one out of every five people surve…
    - 7 days ago, 12 Jan 18, 8:41am -
  • 3 Ways Debt Holds You Back from Life Goals

    3 Ways Debt Holds You Back from Life Goals

    By  Jared Paul, CFP, CIMA Debt is holding you back from living the life you’ve always dreamed of. There are three things that happen when you take on debt. You can avoid some of the mistakes that people make by avoiding these debt traps.  We…
    - 8 days ago, 11 Jan 18, 10:28am -
  • 3 Ways Online Banking Helps Boost Your Savings

    3 Ways Online Banking Helps Boost Your Savings

    This content is made possible by our sponsor; the views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc. In a period of rising interest rates, [savings accounts](/banking/be…
    - 8 days ago, 11 Jan 18, 10:05am -
  • Save $20,000 This Year With These 20 Hacks

    Save $20,000 This Year With These 20 Hacks

    If your bank account wound up in the red a time or two in 2017, you aren't alone. According to GOBankingRates'  survey of New Year's resolutions  for 2018, 21 percent of Americans hope to pay down debt in the coming year, while 20 percent would lik…
    - 11 days ago, 8 Jan 18, 8:56am -
  • 3 Reasons Why You Shouldn’t Buy a Home

    3 Reasons Why You Shouldn’t Buy a Home

    By  Jared Paul, CFP, CIMA Today I’m going to tear apart a long-told story. It’s a story about how everyone must hunker down into a two-story home with a white picket fence and a wrap-around porch, as soon as possible. The Fairy Tale We are…
    - 15 days ago, 4 Jan 18, 10:55am -
  • 5 Ways to Be Smarter With Your Money

    5 Ways to Be Smarter With Your Money

    By  Pamela Plick, CFP®, CDFA™, AWMA Making smart financial choices increases your ability to achieve your financial goals. In order to achieve your vision for your life, you need to have goals. Once you have set goals you will make daily finan…
    - 17 days ago, 2 Jan 18, 1:57pm -
  • How to Build a Perfect Budget for an Average Income of $64,175

    How to Build a Perfect Budget for an Average Income of $64,175

    Budget. Just mention the word, and people recoil. That's because it's associated with belt tightening, going without and — dare we say it — using spreadsheets to track your spending. When you think of it that way, it's no wonder more than half of…
    - 22 days ago, 28 Dec 17, 8:21am -
  • Trends in Credit Cards in 2018, and What They May Mean for Consumers

    Trends in Credit Cards in 2018, and What They May Mean for Consumers

    This content is made possible by our sponsor; the views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc. 2017 may become known as the year of the premium credit card, given…
    - 28 days ago, 22 Dec 17, 10:45am -
Janine Just, Inc.
Janine Just, Inc.
Janine Just, Inc.
Janine Just, Inc.

NASDAQ: Credit and Debt

  • newAmEx Hilton cards debut with 100,000-point sign-up bonus

    AmEx Hilton cards debut with 100,000-point sign-up bonus

    The editorial content below is based solely on the objective assessment of our writers and is not driven by advertising dollars However we do receive compensation when you click on links to products from our partners Learn more about our advertising…
    - 9 hours ago, 18 Jan 18, 5:59pm -
  • newResearch: On sunny days, put the credit cards away!

    Research: On sunny days, put the credit cards away!

    Not to throw shade but when there are no clouds in the sky consumers may want to be more wary of their wallets Extreme sunlight could be setting us up to spend more than we normally would Not to throw shade but when there are no clouds in the sky con…
    - 10 hours ago, 18 Jan 18, 4:59pm -
  • newRewards options when you have too many points

    Rewards options when you have too many points

    If you have been gathering reward points from credit cards for a number of years you might find yourself with a lot of points but no idea how to spend them If you have been gathering reward points from credit cards for a number of years you might fin…
    - 10 hours ago, 18 Jan 18, 4:59pm -
  • Rate survey: Average card APR jumps to all-time high of 16.35 percent

    Rate survey: Average card APR jumps to all-time high of 16.35 percent

    Average credit card interest rates set a new record this week according to the CreditCards com Weekly Credit Card Rate Report Average credit card interest rates set a new record this week according to the CreditCards com Weekly Credit Card Rate Repor…
    - 1 day ago, 17 Jan 18, 4:07pm -
  • Charged Up! podcast: How to live on less

    Charged Up! podcast: How to live on less

    Fed up with her debt inability to save and loss of control of her finances Cait Flanders decided to challenge herself She would not shop at all for one year which she documented in her book The Year of Less Fed up with her debt inability to save and…
    - 2 days ago, 17 Jan 18, 1:07pm -
  • Instant credit: Convenience often comes at a price

    Instant credit: Convenience often comes at a price

    You re sitting at the garage with a disabled car and an estimate for repairs that s higher than your bank balance You re sitting at the garage with a disabled car and an estimate for repairs that s higher than your bank balance No sweat the mechanic…
    - 2 days ago, 17 Jan 18, 1:07pm -
  • The Key to Financial Independence? Saving Money

    The Key to Financial Independence? Saving Money

    By  Paul Sydlansky, CFP® The ability to save money is one of the foundational principles for reaching financial independence. Good money behaviors, including spending habits and a commitment to saving, are a recipe for success. While some peopl…
    - 3 days ago, 16 Jan 18, 2:21pm -
  • PenFed launches a new travel card that rewards you for everyday purchases

    PenFed launches a new travel card that rewards you for everyday purchases

    The editorial content below is based solely on the objective assessment of our writers and is not driven by advertising dollars However we do receive compensation when you click on links to products from our partners Learn more about our advertising…
    - 3 days ago, 16 Jan 18, 12:14pm -
  • EMV debit card payment prompts create confusion

    EMV debit card payment prompts create confusion

    As chip equipped debit cards permeate the market consumers face new and potentially confusing prompts at the register 160 160 As chip equipped debit cards permeate the market consumers face new and potentially confusing prompts at the register Over t…
    - 3 days ago, 16 Jan 18, 12:09pm -
  • Financial setbacks common, and we expect to pay with credit

    Financial setbacks common, and we expect to pay with credit

    An unexpected car repair the sudden need for a new roof the inability to keep up with mounting bills and debt almost two thirds of Americans report they suffered a financial setback in 2017 An unexpected car repair the sudden need for a new roof the…
    - 3 days ago, 16 Jan 18, 9:08am -

Nolo's Bankruptcy, Debt & Foreclosure

  • We’ve Moved!
    New posts from our bankruptcy, debt, and foreclosure experts are now located on Nolo’s blog at blog.nolo.com. Choose either “Bankruptcy & Debt” or “Foreclosure” from the right side of the page to see the latest posts in those areas.
    - 19 Feb 15, 2:00pm -
  • Nolo Author Leon Bayer to Be Featured on KALW’s Your Legal Rights
    Your lawyer won’t call you back?  Missed a deadline? Failed to appear in court?  Doesn’t seem to have the expertise to handle your case? Or maybe you just don’t agree with your lawyer’s advice? Find out your options if you are having troubl…
    - 20 Nov 14, 12:57pm -
  • Official Bankruptcy Forms Will Change on December 1, 2014

    Official Bankruptcy Forms Will Change on December 1, 2014

    The Judicial Conference Committee on Rules of Practice and Procedure (how’s that for a mouthful) is responsible for revising and updating the official bankruptcy forms – those are the forms that you must use when you file for bankruptcy. In the p…
    - 19 Nov 14, 3:54pm -
  • Ocwen Caught Backdating Mortgage Letters

    Ocwen Caught Backdating Mortgage Letters

    According to a recent review of Ocwen Financial Corporation, a major mortgage servicer, by the New York Department of Financial Services (DFS), Ocwen may have backdated thousands of letters it sent to borrowers who were trying to save their homes fro…
    - 3 Nov 14, 2:40pm -
  • Tips for Getting a Great Reaffirmation Agreement in Bankruptcy
    Would you like to negotiate a reaffirmation agreement in Chapter 7 bankruptcy so you can keep secured personal property for less? Below are my tips for getting a great deal when reaffirming car loans and debts for jewelry, furniture, major appliances…
    - 3 Nov 14, 2:12pm -
  • Bankruptcy Means Test Median Income Figures to Change on November 1
    The United States Census Bureau recently published new statistics on the median income for individuals and families in each of the 50 states, plus the District of Columbia.  On November 1, 2014, the median income numbers that you must use when filin…
    - 30 Oct 14, 2:27pm -
  • Will I Lose Everything I Bought With Credit Cards If I File for Bankruptcy?

    Will I Lose Everything I Bought With Credit Cards If I File for Bankruptcy?

    ASK LEON  Bankruptcy expert Leon Bayer answers real-life questions. Dear Leon,  I am getting ready to file bankruptcy. What happens to all the stuff I bought using my credit cards? Every single thing I own was bought during the past ten years using…
    - 29 Oct 14, 5:11pm -
  • Help! I Got Notice That an Old Judgment Has Been Renewed

    Help! I Got Notice That an Old Judgment Has Been Renewed

    ASK LEON  Bankruptcy expert Leon Bayer answers real-life questions. Dear Leon,  About five years ago I moved to Nebraska from California. I just got a notice in the mail that a judgment obtained against me about 20 years ago has been renewed. It p…
    - 15 Oct 14, 12:26pm -
  • Forgive us our debts…and give us discounted lawyer fees, too.
    ASK LEON  Bankruptcy expert Leon Bayer answers real-life questions. Dear Leon, I want to file bankruptcy. My case is simple. I’m in my 20’s, I make next to nothing, and I own next to nothing. My debts are less than $15,000 on mostly old credit c…
    - 12 Sep 14, 2:51pm -
  • Fake Arrest Warrant for Unpaid Debt

    Fake Arrest Warrant for Unpaid Debt

    ASK LEON  Bankruptcy expert Leon Bayer answers real-life questions. Dear Leon: I just received an arrest warrant for an unpaid debt. I had no idea I could be arrested for something like this.  I am scared. What should I do? Here is a copy of what I…
    - 29 Aug 14, 10:26am -
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About PopMuse

A curated aggregation of musings from across the land and of different subject matters for the scanoholics.