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  • newMedicare in 2019: Changes You Should Know

    Medicare in 2019: Changes You Should Know

    Whether it’s your first time enrolling in Medicare or you’re already familiar with the program, all enrollees need to learn about its impending changes coming in 2019. The 53-year-old program—signed into law in 1965 under the Social Security Ad…
    - 2 hours ago, 15 Oct 18, 5:33pm -
  • 3 reasons to see a doctor, even if you’re healthy
    If you are a healthy person, you may be wondering why you should visit the doctor if you are feeling fine. However, scheduling a routine checkup is important for prevention and could actually save you money on health care costs. Below, we list three…
    - 18 Jan 18, 3:24pm -
  • Did you miss the Open Enrollment Period?
    If you missed Open Enrollment and do not qualify for a Special Enrollment Period, you still have coverage options. Short-term coverage can help you fill in gaps in your coverage until the next Open Enrollment Period. Other options, like Medicaid or…
    - 16 Jan 18, 1:32pm -
  • What to do if you still need health insurance for 2018
    If you missed the Open Enrollment deadline to purchase health insurance, you may have another chance to find coverage. If you experience a specific Qualifying Life Event, you may be eligible for a Special Enrollment Period in which you can enroll i…
    - 9 Jan 18, 12:32pm -
  • How can I use my health insurance coverage in 2018?
    If you enrolled in a health insurance plan for 2018, there are many ways in which you can use your coverage to save time, money and maybe even a trip to the doctor’s office. Below, we explain how you can use your health insurance in 2018, plus the…
    - 2 Jan 18, 5:19pm -
  • How can I stay healthy during the holidays?
    Chocolate truffles! Apple pie! Smoked ham! Comfort food, sweets, and good company are holiday staples. For the health conscious however, holiday treats and rich meals can be more of an inconvenience than something to look forward to. Since no one sho…
    - 19 Dec 17, 11:00am -
  • LAST DAY to enroll in health coverage!
    Today – December 15, 2017 – is the last day to enroll in a major medical health insurance plan. If you’re a healthy individual, you may be questioning why you should get health insurance. However, even if you don’t get sick often, having heal…
    - 15 Dec 17, 3:00pm -
  • How do I avoid the tax penalty?
    A recent GoHealth survey found that 95% of people don’t know the last date to enroll in health insurance coverage this year. If you miss the deadline, you may not be able to enroll in health insurance until next year, unless you experience a qualif…
    - 12 Dec 17, 3:25pm -
  • The Standoff: Health Benefit Plans vs. Short-Term Coverage
    If you’re unable to enroll in major medical health insurance, you still have options. Two of the most common types of coverage are short-term coverage and health benefit plans. But which plan is right for you? Which plan will be the most affordable…
    - 6 Dec 17, 3:06pm -
  • Time is running out: Medicare Open Enrollment 2017

    Time is running out: Medicare Open Enrollment 2017

    The Medicare Open Enrollment period is coming to an end on December 7, 2017. If you’re 65 or older, now is the time to look into additional Medicare coverage options available to you. While you’re not required to re-enroll in Medicare each year,…
    - 4 Dec 17, 10:15am -

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  • How the Lack of a Federal Data Breach Law Could Be an E&O Headache for IT Professionals

    How the Lack of a Federal Data Breach Law Could Be an E&O Headache for IT Professionals

    The National Law Review reports that two states – Connecticut and Rhode Island – have updated their data breach laws to require a more stringent breach response. Both include changes to specify a set time period to notify affected parties:The R…
    - 6 Aug 15, 9:48am -
  • Holy Cripes! 4 in 5 Web Apps Have "Medium Security" Vulnerability

    Holy Cripes! 4 in 5 Web Apps Have "Medium Security" Vulnerability

    A recent Acunetix study of over 15,000 websites and 5,500 companies unveiled startling numbers. Network scans performed on over 1.9 million files revealed that…Almost four in five web applications were affected by "medium security" vulnerability…
    - 4 Aug 15, 10:04am -
  • Talking with Clients about Security Risks They Should Actually Be Worried About

    Talking with Clients about Security Risks They Should Actually Be Worried About

    A recent IT Portal article debunks common cloud security myths, pointing out that users (and your clients) often have an outdated understanding of the risks they face. Top misconceptions included…There are more breaches in the cloud.Cloud securi…
    - 30 Jul 15, 9:41am -
  • Hackers Admit Targeting Lax Security, Shoddily Built Applications

    Hackers Admit Targeting Lax Security, Shoddily Built Applications

    A funny thing happened after hacker collective Rex Mundi stole 24,000 records from Belgian loan company AFC Kredieten. The hacking group explained what they look for in a data breach victim. As The Register details, the hackers posted on their site t…
    - 28 Jul 15, 9:56am -
  • Why Your Clients Need Cyber Liability Insurance (And How to Explain that to Them)

    Why Your Clients Need Cyber Liability Insurance (And How to Explain that to Them)

    Entrepreneur Magazine recently offered some answers to small-business owners who had questions about their Cyber Liability Insurance, explaining that, yes, all businesses – even small businesses – should consider this coverage.Cyber Liability I…
    - 23 Jul 15, 10:18am -
  • End of Windows Server 2003 Support & Your Associated E&O Risks

    End of Windows Server 2003 Support & Your Associated E&O Risks

    Support for Windows Server 2003 is set to expire on July 14, 2015. Now is the time for IT professionals to remember they can be liable if their clients are using old, outdated technology that is vulnerable to security risks.As TechRepublic reports,…
    - 21 Jul 15, 9:48am -
  • Dreading Workers' Comp Payments? Consider the Benefits

    Dreading Workers' Comp Payments? Consider the Benefits

    Many IT businesses choose to hire independent contractors and subcontractors rather than employees because it means less hassle and no responsibility to pay employment taxes and benefits like Workers' Compensation Insurance. But as their business gro…
    - 16 Jul 15, 9:57am -
  • Pinterest Fixes Security Flaw, Skirts Crafty Hack Attack

    Pinterest Fixes Security Flaw, Skirts Crafty Hack Attack

    Threatpost reports that Pinterest – the popular pin board social media site – released information about an old vulnerability that it fixed months ago. The flaw would have exposed user account information, but Pinterest's staff was able to patch…
    - 14 Jul 15, 10:24am -
  • Old Is the New New in Technology Startups

    Old Is the New New in Technology Startups

    We've been hearing so much about the "new" economy where companies use freelancers and independent contractors to build a flexible workforce. But as the New York Times reports, some tech companies and startups are opting for a more traditional approa…
    - 9 Jul 15, 10:00am -
  • 5 Strategies to Help Your Clients Avoid "Embattled" Status

    5 Strategies to Help Your Clients Avoid "Embattled" Status

    When a company goes through a public relations disaster like a data breach, it often gets the word "embattled" next to its name in newspaper headlines. Case in point: after its embarrassing breaches, the Office of Personnel Management has been in "em…
    - 7 Jul 15, 9:54am -
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The D & O Diary

  • Google+ User Data Securities Lawsuits Filed Against Alphabet

    Google+ User Data Securities Lawsuits Filed Against Alphabet

    Last week, the Wall Street Journal reported that this past spring Google had exposed thousands of the Google+ social network users’ private data and then opted to withhold disclosure of the incident because of concerns that doing so would attract r…
    - 1 day ago, 14 Oct 18, 3:04pm -
  • Guest Post: Ten Questions the SEC Will Probably Be Asking Google

    Guest Post: Ten Questions the SEC Will Probably Be Asking Google

    Earlier this week, media reports circulated that this past spring Google had exposed the private data of thousands of the Google+ social network users and then opted not to disclose the issue, in part because of concerns that doing so would draw regu…
    - 5 days ago, 10 Oct 18, 3:40pm -
  • Chinese Hotel Company Hit With Data Breach-Related Securities Suit

    Chinese Hotel Company Hit With Data Breach-Related Securities Suit

    For some time now, some observers had been predicting that we would be seeing a bunch of data breach-related securities class action lawsuits, but the predicted wave never seemed to materialize. However, with a recent uptick in these kinds of cases,…
    - 6 days ago, 9 Oct 18, 5:16pm -
  • Privacy Rights, Liability Exposures, and Potential D&O Claims

    Privacy Rights, Liability Exposures, and Potential D&O Claims

    One of the most important recent legal and regulatory developments has been the elevation of privacy rights and concerns. Privacy issues are related to but distinct from cybersecurity issues and concerns, because privacy is concerned about more than…
    - 7 days ago, 8 Oct 18, 7:28pm -
  • D&O Insurance: Insurer Must Defend Later Securities Lawsuits Related to Earlier Claim

    D&O Insurance: Insurer Must Defend Later Securities Lawsuits Related to Earlier Claim

    I have frequently written on this blog about relatedness issues and how they affect the availability of D&O insurance coverage for a series of lawsuits that have been filed over time against a company. D&O insurers frequently argue, in order to try t…
    - 8 days ago, 7 Oct 18, 2:42pm -
  • Guest Post: PSD2: A New Era for Banking?

    Guest Post: PSD2: A New Era for Banking?

    The rise of financial technology (fintech) is rapidly changing the financial services industry, in the U.S., in the U.K. and elsewhere. But with the rise of fintech also has come increasing regulation. Among the regulatory regimes applicable to finte…
    - 11 days ago, 4 Oct 18, 8:20pm -
  • Sixth Circuit: Attempted Notice of Potential Claim Insufficient to Provide Notice of Actual Claim

    Sixth Circuit: Attempted Notice of Potential Claim Insufficient to Provide Notice of Actual Claim

    Claims made policies provide coverage for claims first made during the policy period, but only if the insurer is provided with timely notice of claim. Most claims made policies allow policyholders to provide insurers with a notice of circumstances th…
    - 12 days ago, 3 Oct 18, 8:11pm -
  • Educational Services Company Hit With Data Breach-Related Securities Suit

    Educational Services Company Hit With Data Breach-Related Securities Suit

    One of the most-watched corporate and securities litigation trends in recent years has been the incidence of D&O claims after companies experience data breaches. Although there have been a number of high profile claims along the way, the volume of da…
    - 13 days ago, 2 Oct 18, 2:58pm -
  • N.Y. Appellate Court: Coverage Precluded for Disgorgement “Penalty”

    N.Y. Appellate Court: Coverage Precluded for Disgorgement “Penalty”

    In the latest development in nearly decade-long legal battle, a New York intermediate appellate court has held in light of the U.S. Supreme Court’s 2017 decision in Kokesh v. SEC that amounts Bear Stearns paid under an SEC disgorgement order repres…
    - 14 days ago, 1 Oct 18, 9:44pm -
  • Guest Post: The SEC/Musk/Tesla Settlement: The Dawning of a New Era of SEC Internet Enforcement

    Guest Post: The SEC/Musk/Tesla Settlement: The Dawning of a New Era of SEC Internet Enforcement

     As I detailed in a post at the time (here), on Thursday last week, the SEC filed a securities fraud enforcement action against Tesla Chairman and CEO Elon Musk in connection with his now infamous tweets, in which he said he had “secured” fundin…
    - 15 days ago, 30 Sep 18, 8:16pm -
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A curated aggregation of musings from across the land and of different subject matters for the scanoholics.